Marshalling is the process of gathering data from one or more applications or non-contiguous sources in computer storage, putting the data pieces into a message buffer, and organizing or converting the data into a format that is prescribed for a particular receiver or programming interface.
RDO is Hierarchy model where as ADO is Object model. ADO can access data from both flat files as well as the data bases. I.e., It is encapsulation of DAO, RDO , OLE that is why we call it as OLE-DB Technology.
User defined functions can be created into the Microsoft spreadsheet. Spreadsheets can be customized according to the user needs by using VB applications. To create visual basic functions useful for spreadsheet you need to click Tools and select Macros where you will need to click on Visual basic editor.