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Q:

Which institution in India acts as 'lender of the last resort'?

A) Finance Ministry B) Reserve Bank of India
C) Treasury D) Currency Printing Presses
 
Answer & Explanation Answer: B) Reserve Bank of India

Explanation:
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Filed Under: Business Awareness
Exam Prep: Bank Exams

Q:

A money lender lends Rs. 400 for 3 years to a person and lends Rs. 500 for 4 years to the other person at the same rate of simple interest. If altogether he receives Rs. 160 as interest, what is the rate of interest per annum ?

A) 5% B) 7%
C) 9% D) 10%
 
Answer & Explanation Answer: A) 5%

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Filed Under: Simple Interest
Exam Prep: Bank Exams

Q:

Select the related word/letters/numbers from the given alternatives:

Calender : Dates : : Dictionary: ?

A) Words B) Books
C) Language D) Vocabulary
 
Answer & Explanation Answer: A) Words

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Filed Under: Analogy
Exam Prep: Bank Exams

Q:

CBLO, a money market instrument that represents an obligation between a borrower and a lender as to the terms and conditions of a loan. What does 'C' stand for in CBLO?

A) Clearing B) Culminative
C) Collateralized D) Credit
 
Answer & Explanation Answer: C) Collateralized

Explanation:

CBLO stands for Collateralized Borrowing and Lending Obligation. CBLO is a money market instrument that represents an obligation between a borrower and a lender as to the
terms and conditions of a loan. So, C stands for Collateralized.

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Filed Under: General Awareness
Exam Prep: Bank Exams

Q:

Ankita borrows Rs. 7000 at simple Interest from a lender. Atthe end of 3 years, she again borrows Rs. 3000 and settledthat amount after paying Rs. 4615 as interest after 8 years from the time she made the first borrowing. What is the rate of interest?

A) 5.5% B) 9.5%
C) 7.5% D) 6.5%
 
Answer & Explanation Answer: D) 6.5%

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Filed Under: Simple Interest

Q:

“Neither a borrower nor a lender be, for loan oft loses both itself and friend.”

What is the meaning of the given phrase?

Answer

It is said by Lord Polonius.



It means do not lend or borrow money from a friend, because if you do so, you will lose both your friend and your money. If you lend, he will avoid paying back, and if you borrow you will fall out of your savings, as you turn into a spendthrift, and face humiliation.

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Q:

Name the lender that has signed an agreement with the Government e-Marketplace (GeM) under which the bank will facilitate a host of services to the public procurement portal for Central and state government organizations.

A) ICICI Bank B) HDFC Bank
C) Bank of Baroda D) SBI
 
Answer & Explanation Answer: B) HDFC Bank

Explanation:

Private Sector lender HDFC Bank signed an agreement with the Government e-Marketplace (GeM) under which the bank will facilitate a host of services to the public procurement portal for Central and state government organizations.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

Q:

Re-arrange the following sentences into a meaningful paragraph.

 

(A) comes into effect from today. The bank's savings account rate was 3.5 per cent during March 2003 to May 2011 for all savings bank account customers

(B) The bank's decision comes two days ahead of RBI's monetary policy meet and is likely to trigger

(C) with deposits of above Rs 1 crore, it said in a statement. The two-tier savings bank account interest rate

(D) to 3.5 per cent, lowest in six years, a decision that will impact 90 per cent of its customers

(E) The country's largest lender however will continue to pay 4 per cent interest on savings bank accounts

(F) SBI today cut interest rate on savings bank account deposits up to Rs 1 crore by 0.5 per cent

(G) rate war among peers. SBI's savings bank account base is of around Rs 9 lakh crore. 

A) BDFACEG B) BFDCAGE
C) EGACDFB D) FDBGECA
 
Answer & Explanation Answer: D) FDBGECA

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Filed Under: Alphabet Test
Exam Prep: TOEFL , GRE , GATE , CAT , Bank Exams , AIEEE
Job Role: Bank PO , Bank Clerk