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Q:

If m+n=1, then the value of $m^{3} + n^{3} + 3 m n$ is equal to

A) 0	B) 1
C) 2	D) 3

Answer & Explanation Answer: B) 1

Explanation:

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Filed Under: Quantitative Aptitude - Arithmetic Ability

Q:

If $a + \frac{1}{a} = 1,$ then the value of $\frac{a^{2} - a + 1}{a^{2} + a + 1}$ is $(a \neq 0)$

A) 1	B) -1
C) 0	D) 2

Answer & Explanation Answer: C) 0

Explanation:

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Filed Under: Quantitative Aptitude - Arithmetic Ability

Q:

When an account is declared as Inoperative & Dormant Accounts?

A) Only after 2 years from the date of the lasttransaction	B) Only after 3 years from the date of the lasttransaction
C) Only after 1 years from the date of the lasttransaction	D) Only after 10 years from the date of thelast transaction

Answer & Explanation Answer: A) Only after 2 years from the date of the lasttransaction

Explanation:

Schedule bank’s account can be treated as inoperative account only after 2 years from the date of the last credit entry of interest on Fixed Deposit account as per RBI guidelines.

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Filed Under: General Awareness

Q:

Which of the following bank has signed a Memorandum of Understanding (MoU) with POORTI (Platform for Online Ordering & Rural Transformation of India) Agri Services Pvt. Ltd to enable farmers to purchase agricultural inputs like fertilizers, pesticides, seeds etc.?

A) State Bank of India	B) Central Bank of India
C) Bank of Baroda	D) Punjab Bank of India

Answer & Explanation Answer: C) Bank of Baroda

Explanation:

Bank of Baroda has signed a Memorandum of Understanding (MoU) with POORTI (Platform for Online Ordering & Rural Transformation of India) Agri Services Pvt. Ltd to enable farmers to purchase agricultural inputs like fertilizers, pesticides, seeds etc.POORTI provides a multi-party mobile commerce platform in vernacular for easy ordering of fertilizers, pesticides, seeds (beyond a given value) by farmers with loans given by various banks.

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Filed Under: General Awareness

Q:

Under which of the following denomination Kisan Vikas Patra is not available?

A) 5000	B) 500000
C) 10000	D) 1000

Answer & Explanation Answer:

Explanation:

Kisan Vikas Patra is a saving certificate scheme which was first launched in 1988 by India Post. KVP certificates are available in the denominations of Rs 1000, Rs 5000, Rs 10000 and Rs 50000. The minimum amount that can be invested is Rs 1000. However, there is no upper limit on the purchase of KVPs

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Filed Under: Indian Politics

Q:

What is the slowdown in the rate of increase of prices of goods & services in National GDP over time called?

A) Deflation	B) Disinflation
C) Inflation	D) Reflation

Answer & Explanation Answer: B) Disinflation

Explanation:

In the rate ofinflation, disinflation is a decrease –in a nation'sgross domestic productover time, a slowdown in the rate of increase of the generalprice levelof goods and services. It is the opposite ofreflation. When the increase in the “consumer price level” it occurs disinflation and slows down from the previous period when the prices were rising.

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Filed Under: Indian Economy

Q:

Who is the head of the cabinet-level committee concerning the merger of public sector banks?

A) Arun Jaitley	B) Urjit Patel
C) Rajnath Singh	D) Narendra Modi

Answer & Explanation Answer: A) Arun Jaitley

Explanation:

With reforms in the public sector banking space, the government has constituted a ministerial panel headed by Finance Minister Arun Jaitley that will oversee merger proposals of state-owned banks. The other members of the panel include Railway and Coal Minister Piyush Goyal and Defence Minister Nirmala Sitharaman.

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Filed Under: Indian Politics

Q:

Which bank became the third bank by the Reserve Bank of India into Domestic Systemically Important Banks (D-SIBs) list?

A) ICICI Bank	B) SBI
C) HDFC Bank	D) Axis Bank

Answer & Explanation Answer: C) HDFC Bank

Explanation:

The Reserve Bank of India (RBI) has added HDFC Bank, the second largest private sector lender of country in list of Domestic Systemically Important Banks (D-SIBs). HDFC Bank is third bank in country to be added in list of D-SIBs after State Bank of India (SBI) and ICICI Bank which were added in 2016 and continue to be in that category.

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Filed Under: General Awareness

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