Q:

"Compounding frequency" refers to

A) What type of interest your account earns B) How often your interest is calculated and added back into your account
C) What interest rate you can expect from your account D) How easily you can add money into your account
 
Answer & Explanation Answer: B) How often your interest is calculated and added back into your account

Explanation:

Compounding frequency :

The time periods when interest will be calculated on top of the original loan amount (or) The number of compounding periods in one year.

 

The greater the compounding frequency, the more often your interest is calculated and added back into your account.

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1 3071
Q:

What is an example of an inflation risk?

Answer

Inflation risk, also called purchasing power risk, is the chance that the cash flows from an investment won't be worth as much in the future because of changes in purchasing power due to inflation.


 


HOW IT WORKS (EXAMPLE):



For example, $1,000,000 in bonds with a 10% coupon might generate enough interest payments for a retiree to live on, but with an annual 3% inflation rate, every $1,000 produced by the portfolio will only be worth $970 next year and about $940 the year after that. The rising inflation means that the interest payments have less and less purchasing power. And the principal, when it is repaid after several years, will buy substantially less than it did when the investor first purchased the bonds.

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Subject: Bank Interview Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

1 1567
Q:

How did the Interstate Commerce Act of 1887 help farmers?

A) It took government payments to railroads and gave them to farmers. B) It gave farmers shares in the largest railroad companies.
C) It prevented railroads from charging farmers more than other customers. D) It forced railroads to build lines to the largest farming areas.
 
Answer & Explanation Answer: C) It prevented railroads from charging farmers more than other customers.

Explanation:

In 1887 Congress passed the Interstate Commerce Act, making the railroads the first industry subject to Federal regulation. Congress passed the law largely in response to public demand that railroad operations be regulated.

 

Railroads discriminated in the prices they charged to passengers and shippers in different localities by providing rebates to large shippers or buyers. These practices were especially harmful to American farmers, who lacked the shipment volume necessary to obtain more favorable rates.

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Filed Under: World History
Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk

0 1361
Q:

What is harder to catch the faster you run?

A) Breathe B) Fire
C) Water D) Time
 
Answer & Explanation Answer: A) Breathe

Explanation:

It is very hard to catch breathe when you run fast.

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4 2524
Q:

Cell references in a formula are called

Answer

Cell references in a formula are called Assumptions rather than constant values.



All cell references are relative references by default. When copied across multiple cells, they change based on the relative position of rows and columns.

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0 1313
Q:

Consumers that eat both plants and animals are

A) Carnivores B) Herbivores
C) Omnivores D) Tertiary consumers
 
Answer & Explanation Answer: C) Omnivores

Explanation:

An omnivore is an animal that eats food from both plants and animals.

Animals that eat other animals are called carnivores. Carnivores that eat herbivores are called secondary consumers, and carnivores that eat other carnivores are called tertiary consumers.

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Filed Under: General Science
Exam Prep: AIEEE , Bank Exams , GATE
Job Role: Analyst , Bank Clerk , Bank PO

2 1248
Q:

In which atmospheric layer are the communication satellites located?

A) Thermosphere B) Troposphere
C) Mesosphere D) Stratosphere
 
Answer & Explanation Answer: A) Thermosphere

Explanation:

In terms of the Earth's atmosphere, they occupy regions called the thermosphere and the exosphere. The layer through which a satellite orbits depends on the satellite's function and the kind of orbit it has.

 

The thermosphere is a region of very high temperature that extends from the top of the mesosphere at around 85 kilometers (53 miles) up to 640 kilometers (400 miles) above the Earth's surface. It is called the thermosphere because temperatures can reach up to 1,500 degrees Celsius (2,732 degrees Fahrenheit).

 

However, despite the high temperatures, the pressure is very low, so satellites don't suffer heat damage.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Analyst , Bank Clerk , Bank PO , IT Trainer

8 4764
Q:

What prevents food from entering the windpipe?

A) Epiglottis B) Pharynx
C) Trachea D) Larynx
 
Answer & Explanation Answer: A) Epiglottis

Explanation:

Epiglottis is that prevents food from entering the windpipe. 

It is a cartilageous flap that flaps opens and closes when swallowing. When you swallow, the epiglottis flattens backward to cover the entrance to your larynx and prevent food from entering the lungs and windpipe. The epiglottis returns to its usual position after swallowing.

 

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Filed Under: Biology
Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk , Bank PO

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