ANBC refers to Adjusted Net Bank Credit, is Net Bank Credit added to investments made by banks in non-SLR bonds (in held-to-maturity) or it is the credit equivalent of off-balance - sheet exposures, whichever is higher.
Net Bank Credit = Outstanding bank credits in India (-) Bills rediscounted with RBI/approved financial institutions.
The state of California uses a mechanism known as NOTS.
NOTS stands for Negligent Operator Treatment System.
What is this:
It is a program that is known to rehabilitate chronic violators of the driving laws in California. It consists of a series of computer generated warning letters and sanctions against violators. It affects drivers with age 18 years old and above in California.
How it works:
The actions in this program are based on "negligent operator points" that is being recorded every time period. These are added continuously until it reaches a certain degree which it needs an administrative hearing. Points are being assigned depending on the degree of the offense. It would range from zero to three points.
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