Questions

A bank account under financial inclusion scheme Pradhan Mantri Jan Dhan Yojana (PMJDY) can be opened in any bank branch or business correspondent outlet. PMJDY is a government-run financial inclusion scheme aimed at ensuring access to services such as banking, savings, deposits, remittance, credit, insurance and pension at an affordable price. Bank accounts under the Jan Dhan scheme can be opened with zero balance. In other words, the account holder need not maintain any particular account balance to keep the account account. The government recently doubled the overdraft limit on Jan Dhan accounts. The overdraft limit of Jan Dhan accounts now stands at Rs 10,000, double than the previous limit of Rs 5,000, according to an official statement released last week. 

India Integrated Coastal Zone Management Project

• To conserve, project and manage the coastal and marine environment, the Ministry is implementing the India ICZM Project with the World Bank assistance.

• For the implementation of the project the Ministry has established a Society of Integrated Coastal Management (SICOM) as nodal body under the Society Registration Act, in Delhi.

• The ICZM Project is being implemented as pilot investments in the coastal states of Gujarat, Odisha and West Bengal.

• National activities are implemented through SICOM along with monitoring of activities carried out by three selected states.

• The project has four implementing agencies-MoEF at the national level with lead responsibilities, and the Departments of Forests and Environment (DoEF) of the threeparticipating states.