In the following question, out of the four alternatives, select the alternative which is the best substitute of the phrase. lack of skill, ability, or competence
A word is represented by only one set of numbers as given in any one of the alternatives. The sets of numbers given in the alternatives are represented by two classes of alphabets as shown in the given two matrices. The columns and rows of Matrix-I are numbered from 0 to 4 and that of Matrix-II are numbered from 5 to 9. A letter from these matrices can be represented first by its row and next by its column ,for example 'H' can be represented by 32,41 etc and 'N' can be represented by 98,85 etc. similarly,you have to identify the set for the word ''IOTA''.
The incomes of X and Y are in the ratio 5 : 6 and their expenditure are in the ratio 6 : 5. If X saves Rs 7000 and Y saves Rs 15000, then what will be the income (in Rs) of X?