Exams

R is the sister of U

Calculating Age has 2 conditions. Let your Birthday is on January 1st.

1. If the month in which you are born is completed in the present year i.e, your birthday, then

Your Age = Present year - Year you are born 

As of now, present year = 2018

i.e, Age = 2018 - 1995 = 23 years.

2. If the month in which you are born is not completed in the present year i.e, your birthday, then

Your Age = Last year - Year you are born

As of now, present year = 2018

i.e, Age = 2017 - 1995 = 22 years.

France joined the Triple Entente because it needed protection from Germany.

France felt very heavily the aggression from Germany (a country which it shared a border with), especially over the tension Alsace and Lorraine and the constant switching over of these two counties.

It was also worried about the rapid military advancement in Germany and France wanted to ally itself with Russia and Great Britain.

The statement doesn't give any clue to the use of language. Hence a is not implicit.
b is also not implicit because in the sentence 'only' indicates false meaning.

HSBC (Hongkong and Shanghai Banking Corporation) is the first bank to introduce ATM concept in India in the year 1987 in Mumbai.