Bank Exams Questions

Q:

"Light years" is the unit of _____?

A) Acceleration B) Distance
C) Light Intensity D) Weight
 
Answer & Explanation Answer: B) Distance

Explanation:

A Light-year is a distance that light travels in the vacuum in one Julian year (365.25 days).

The light-year is a unit of length used to express astronomical distances. It is about 9.5 trillion kilometers or 5.9 trillion miles. 

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11 4011
Q:

Most modern Banking Systems are based on

A) commodity money B) 100 percent reserves
C) fractional reserves D) money of intrinsic value
 
Answer & Explanation Answer: C) fractional reserves

Explanation:

Most modern banking systems are based on Fractional reserves.

 

Fractional-reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Reserves are held as currency in the bank, or as balances in the bank's accounts at the central bank.

1. In a fractional reserve banking system banks can create money through the lending process.

2. A fractional reserve banking system is susceptible to bank panics.

3. Bank panics are a risk of fractional reserve banking, but are unlikely when banks are highly regulated and lend prudently.

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2 4010
Q:

RADAR is used for

A) detecting and locating the position of objects such as Aeroplanes B) locating submerged submarines
C) locating geostationary satellites D) receiving a signals in a radio receiver
 
Answer & Explanation Answer: A) detecting and locating the position of objects such as Aeroplanes

Explanation:

RADAR - RAdio Detection And Ranging.

A radar system consists of a transmitter producing electromagnetic waves in the radio or microwaves domain, a transmitting antenna, a receiving antenna (often the same antenna is used for transmitting and receiving) and a receiver and processor to determine properties of the objects. 

 

Radar is an object-detection system that uses radio waves to determine the range, angle, or velocity of objects. It can be used to detect aircraft, ships, spacecraft, guided missiles, motor vehicles, weather formations, and terrain.

 

Radio waves from the transmitter reflect off the object and return to the receiver, giving information about the object's location and speed.

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5 4009
Q:

Which process allows water to enter the atmosphere?

A) Transpiration B) Respiration
C) Condensation D) Evaporation
 
Answer & Explanation Answer: D) Evaporation

Explanation:

Evaporation is the process that allows water to enter into the atmosphere.

Sunlight turns liquid water into water vapor which then rises higher into the atmosphere and forms into clouds.

 

Plants, too, help water get into the atmosphere through a process called transpiration.

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4 4008
Q:

Which of the following properties is found only in ferromagnetic materials ?

A) Susceptibility independent of temperature B) Point in a particular direction
C) Hysteresis D) Attracting a magnetic substance
 
Answer & Explanation Answer: C) Hysteresis

Explanation:
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3 4008
Q:

Which is the Largest Organ in the Human Body?

A) Heart B) Brain
C) Skin D) Liver
 
Answer & Explanation Answer: C) Skin

Explanation:

There are about 70 organs in the human body. The Top 10 largest organs in the human body based on size are:

1. Skin

2. Liver

3. Brain

4. Lungs

5. Heart

6. Kidneys

7. The Spleen

8. The Pancreas

9. Thyroxin

10. The Prostrate.

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16 4007
Q:

Twenty percent of Karthik’s monthly salary is equal to thirty two percent of Nikitha’s monthly salary. Vipin’s monthly salary is four fifth that of Nikitha’s monthly salary. If Vipin’s annual salary is Rs. 3.84 lakhs, what is Karthik’s monthly salary?

A) 32,000 B) 64,000
C) 40,000 D) 52,000
 
Answer & Explanation Answer: B) 64,000

Explanation:

From the given data,

20% of K = 32% of N

V = 4/5 N

 

Given Vipin's salary = 3.84 lpa = 3.84/12 = 32,000 per month

Now, N = 5/4 x 32000 = 40000

Now K = 32/20 x 40000 = 64000

 

Hence, karthik's monthly salary = Rs. 64000.

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10 4006
Q:

The average age of husband, wife and their child 3 years ago was 24 years and that of wife and child 5 years ago was 25 years. The present age of the husband is:

A) 21 yrs B) 27 yrs
C) 29 yrs D) 31 yrs
 
Answer & Explanation Answer: A) 21 yrs

Explanation:

Sum of ages of husband, wife and child= (24 × 3) + 9 = 81 years

Sum of ages of wife and child => 25 × 2 + 10 = 50 + 10 = 60 years

Age of husband = 81 - 60 = 21 years.

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5 4005