Bank Exams Questions

Q:

Dudh Sagar Waterfalls are located in ______ state ?

A) Goa B) Bihar
C) Uttar Pradesh D) None of the above
 
Answer & Explanation Answer: A) Goa

Explanation:
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Q:

One paper is equally folded 35 times, then what is the new thickness of the paper ?

A) T(2^50) B) 50T
C) 2 x 50 T D) T/50
 
Answer & Explanation Answer: A) T(2^50)

Explanation:

Let initial thickness of the paper be 'T'
after first fold it will be '2T' = 21T
after second fold it will be '4T' = 22T 
after 50th fold it will be T x (250T)

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Q:

In a plant cell, DNA may be found in

A) only in the nucleus and mitochondria. B) only in the nucleus and chloroplasts
C) in the nucleus, mitochondria, and chloroplasts. D) only in the nucleus.
 
Answer & Explanation Answer: C) in the nucleus, mitochondria, and chloroplasts.

Explanation:

All of the genetic information in a cell was initially thought to be confined to the DNA in the chromosomes of the cell nucleus.

It is now known that small circular chromosomes, called extranuclear, or cytoplasmic, DNA, are located in two types of organelles found in the cytoplasm of the cell.

These organelles are the mitochondria in animal and plant cells and the chloroplasts in plant cells.

Chloroplast DNA (cpDNA) contains genes that are involved with aspects of photosynthesis and with components of the special protein-synthesizing apparatus that is active within the organelle.

Mitochondrial DNA (mtDNA) contains some of the genes that participate in the conversion of the energy of chemical bonds into the energy currency of the cell—a chemical called adenosine triphosphate (ATP)—as well as genes for mitochondrial protein synthesis.

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Q:

Countries with autocracy-based governments have

A) regular elections to select representative officials B) a single ruler who may be a monarch or dictator
C) a small group of leaders with similar political views D) shared decisions between citizens and leaders
 
Answer & Explanation Answer: B) a single ruler who may be a monarch or dictator

Explanation:

Countries with autocracy-based governments i.e, Monarchy have a single ruler or a monarch until his death.

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Filed Under: Indian Politics
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Q:

Commercial banks are funded through which of the following?

A) Stock holders B) Government funding
C) Services D) Customer deposits
 
Answer & Explanation Answer: D) Customer deposits

Explanation:

A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.

 

Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.

 

Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

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Q:

A kiddy bank of a child contains all Rs. 1, 50 paise and 25 paise coins. What is the total amount in the bank ?
(1) Total number of coins are 20
(2) The number of 50 paise and 25 paise coins are in the ratio of 7:3.

A) only 1 is needed B) only 1 is needed
C) Both and 2 are needed D) None
 
Answer & Explanation Answer: C) Both and 2 are needed

Explanation:

Given that 50 paise and 25 paise coins are in the ratio of 7:3, they can be either 7 & 3 or 14 & 6.
As total 20 coins also includes Rs. 1 coins, so 50 paise & 25 paise coins are 7 & 3 respectively & Rs. 1 coins are 10.
Total amount = (100x10) + (50x7) + (25x3)=1425 paise or Rs.14.25.

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Q:

For a nominal interest rate of 8.4%, what is the compounding frequency if the periodic interest rate is:2.1

A) 1 B) 2
C) 3 D) 4
 
Answer & Explanation Answer: D) 4

Explanation:

i=j/m

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Q:

Which of the following number is divisible by 24?

A) 37804 B) 2015736
C) 36718 D) 53810
 
Answer & Explanation Answer: B) 2015736

Explanation:

Divisibility rule for 24 is the number should be divisible by 3 and 8. As we know that 24 = 3 x 8

Now, 

Divisibility rule for 3 :

If the sum of the digits of a number is divisible by 3, then the number is divisible by 3.

 

Divisibility rule for 8 :

The last three digits of a number should be divisible by 8.

Hence, check for the given options,

A) 37804 => 804 is not divible by 8.

C) 36718 => 718 is not divible by 8.

D) 53810 => 810 is not divible by 8.

B) 2015736 => 736 is divisble by 8 and sum 2 + 0 + 1 + 5 + 7 + 3 + 6 = 24 which is divisible by 3.

 

Hence, 2015736 is divisible by 24.

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