Bank Exams Questions

Q:

What is meant by demography?

A) The well being of populations B) Growth of population
C) Birth and death of population D) All the above
 
Answer & Explanation Answer: D) All the above

Explanation:

The study of statistics such as births, deaths, income, or the incidence of disease, which illustrate the changing structure of human populations.

 

In brief, Study of both quantitative and qualitative aspects of human population.

1. Quantitative aspects include composition, density, distribution, growth, movement, size, and structure of the population.

2. Qualitative aspects are the sociological factors such as education quality, crime, diet, development, nutrition, wealth and well being.

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Q:

Which one of the following is often called "Twitter of China" ?

A) Youku B) Sina weibo
C) We chat D) None
 
Answer & Explanation Answer: B) Sina weibo

Explanation:
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Q:

Which of the following investment choices is least risky?

A) Renting B) Bonds
C) Flipping D) CD's
 
Answer & Explanation Answer: D) CD's

Explanation:

CDs are the least risky investment choice when compared to flipping, renting and bonds.

A certificate of deposit (CD) is a savings certificate with a fixed maturity date, specified fixed interest rate and can be issued in any denomination aside from minimum investment requirements. A CD restricts access to the funds until the maturity date of the investment. CDs are generally issued by commercial banks.

CDs are issued by the bank and are guaranteed by the government. So even if the bank goes bankrupt the investor's money is guaranteed to a certain extent.

Flipping and renting are subjected to market fluctuations while bonds are not insured.

 

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Q:

The closest algal relatives of land plants are

A) charophytes B) chrysophytes
C) rhodophytes D) bacillariophytes
 
Answer & Explanation Answer: A) charophytes

Explanation:

The charophytes are the extant group of green algae that are most closely related to modern land plants.

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Q:

Other things being equal, would an investor prefer an interest rate of 10.5% compounded monthly or 11% compounded annually for a two-year investment?

A) 1232 B) 1243
C) 1254 D) 1262
 
Answer & Explanation Answer: A) 1232

Explanation:

i=j/m

 

FV=  PV(1+  i)^n 

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Q:

Which country is going to launch the world's first nuclear power plant (Sanmen Nuclear Power Station) that is immune to meltdown ?

A) India B) USA
C) China D) Russia
 
Answer & Explanation Answer: C) China

Explanation:
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Q:

In which organ RBC are selectively destroyed/recycled by macrophages?

A) Kidney B) Pancreas
C) Spleen D) Liver
 
Answer & Explanation Answer: C) Spleen

Explanation:

Spleen is called as the graveyard of RBC Red Blood Cells where they are selectively destroyed/recycled by macrophages.

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Q:

The Hooke's law is valid for

A) only proportional region of the stress strain curve B) entire stress strain curve
C) entire elastic region of the stress strain curve D) elastic as well as plastic region of the stress strain curve
 
Answer & Explanation Answer: A) only proportional region of the stress strain curve

Explanation:

Hooke's law states that within the elastic limit, stress developed is directly proportional to the strain produced in a body.Hooke’s law is valid only in the linear part of stress-strain curve. Hence, statement 1 is correct.

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Filed Under: Physics
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