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Bank Exams Questions

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Q:

Most financial investments are examples of what type of risk?

A) Credit risk B) Longevity risk
C) Human risk D) Inflation risk
 
Answer & Explanation Answer: C) Human risk

Explanation:

Most financial investments are examples of Human risk type of risks. Since, we humans invest in any kind of financial investments on our own risk expecting profits.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT , GATE
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Q:

In a fractional reserve banking system

A) bank accepts deposits B) bank accepts some loans
C) bank has some cash reserves D) All the above
 
Answer & Explanation Answer: D) All the above

Explanation:

Fractional reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Fractional reserve banking is a banking system in which only a fraction of bank deposits are backed by actual cash on hand and are available for withdrawal. This is done to expand the economy by freeing up capital that can be loaned out to other parties.

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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
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Q:

If a mirror is placed on the line AB, then which of the answer figure is the right image of the given figure?

A) 1 B) 2
C) 3 D) 4
 
Answer & Explanation Answer: C) 3

Explanation:
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Filed Under: Image Analysis
Exam Prep: Bank Exams

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Q:

A and B together do a job in 6.75 days and A could do the job in 9 days if he worked alone. How many days would B take to do the job if he worked alone?

A) 27 B) 18
C) 24 D) 21
 
Answer & Explanation Answer: A) 27

Explanation:
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Filed Under: Time and Work
Exam Prep: Bank Exams

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Q:

If PROJECT is coded as KILQVXG, then how will EGO be coded as?

A) VPU B) MJN
C) VTL D) SGD
 
Answer & Explanation Answer: C) VTL

Explanation:
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Filed Under: Coding and Decoding
Exam Prep: Bank Exams

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Q:

A can paint a house in 55 days and B can do it in 66 days. Along with C, they did the job in 12 days only. Then, C alone can do the job in how many days?

A) 24 B) 44
C) 33 D) 20
 
Answer & Explanation Answer: D) 20

Explanation:
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Filed Under: Time and Work
Exam Prep: Bank Exams

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Q:

If x and y are natural numbers such that x + y = 2017, then what is the value of (– 1)x+ (– 1)y?

A) 2 B) – 2
C) 0 D) 1
 
Answer & Explanation Answer: C) 0

Explanation:
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Filed Under: Simplification
Exam Prep: Bank Exams

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Q:

The chemical makeup of a rock is

A) Nutrients B) Minerals
C) Metals D) Water
 
Answer & Explanation Answer: B) Minerals

Explanation:

The chemical composition of a rock is mainly minerals.

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Filed Under: Chemistry
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