Bank Exams Questions

Q:

Bad loans in banking terminology are generally known as

A) NPA's B) Prime loans
C) BPO's D) Prime Assets
 
Answer & Explanation Answer: A) NPA's

Explanation:

Bad loans in banking terminology are generally known as NPA's. A Non - performing Asset (NPA) is defined as a credit facility in respect of which the interest and installment of principal have remained 'past due' for a specified period of time.

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Q:

Chylomicrons are synthesized within the

A) Intestinal cells B) Liver
C) Storage compartment of plant seeds D) Lymphatic system
 
Answer & Explanation Answer: D) Lymphatic system

Explanation:

Lipoproteins are particles that contain triacylglycerol (TAG), cholesterol, phospholipids and amphipathic proteins called apolipoproteins.

 

The four major types of lipoproteins are

1. chylomicrons,

2. very low-density lipoprotein (VLDL),

3. low-density lipoprotein (LDL), and

4. high-density lipoprotein (HDL).

 

Chylomicrons are formed in the endoplasmic reticulum in the absorptive cells (enterocytes) of the small intestine.

 

The function of these lipoproteins is to deliver energy-rich triacylglycerol (TAG) to cells in the body (pink pathway). TAG is stripped from chylomicrons and VLDL through the action of lipoprotein lipase, an enzyme that is found on the surface of endothelial cells. This enzyme digests the TAG to fatty acids and monoglycerides, which can then diffuse into the cell to be oxidized, or in the case of an adipose cell, to be re-synthesized into TAG and stored in the cell.

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Q:

The accounting software Tally was developed by

A) Wipro B) TCS
C) HCL D) Infosys
 
Answer & Explanation Answer: B) TCS

Explanation:

Tally is one of the best business accounting software for accounting, inventory, payroll. It is economical and one of the most popular ERP software solutions available in the industry.

Tally, an accounting software was developed by the multinational company TCS - Tata Consultancy Services.

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Q:

Heed : Neglect : :Pacify : ?

A) Allay B) War
C) Victory D) Incite
 
Answer & Explanation Answer: D) Incite

Explanation:

The words in each pair are opposites of each other.

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Q:

An electrically charged atom or group of atoms is called

A) An ion B) A meson
C) A electron D) None of the above
 
Answer & Explanation Answer: A) An ion

Explanation:

An electrically charged atom or group of atoms formed by the loss or gain of one or more electrons is called an Ion.

Cation:

An ion is a cation (positive ion) if it is created by electron loss and is attracted to the cathode in electrolysis.

Anion:

An ion is an anion (negative ion) if it is created by an electron gain and is attracted to the anode.

 

The valence of an ion is equal to the number of electrons lost or gained and is indicated by a plus sign for cations and a minus sign for anions.

Ex: Na +, Cl−, Ca ++,...

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Q:

A group of men can complete a job in K hours. After every 4 hours, half the number of men working at that point of time leave the job. Continuing this way if the job is finished in 16 hours, what is the value of K ?

A) 7 hrs B) 7.5 hrs
C) 8 hrs D) 8.25 hrs
 
Answer & Explanation Answer: B) 7.5 hrs

Explanation:

Let there are L men

job requires LK man hours.

 

job completed in first 4 hrs = L x 4 = 4L

job completed in next 4 hrs = 4 x L/2 = 2L

job completed in next 4 hrs = 4 x L/4 = L

job completed in last 4 hrs = 4 x L/8 = L/2

4L + 2L + L + L/2 = KL

K = 7+1/2 = 7.5 hours.

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Q:

Who termed the Indian Constitution as  "Quasi Federal" ?

A) D.D. Basu B) K.C. Wheare
C) Ivor Jennings D) M.V. Paylee
 
Answer & Explanation Answer: B) K.C. Wheare

Explanation:
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Q:

Which sentence describes a legislative referendum?

A) Voters approve a measure that is nonbinding and can be ignored. B) Voters approve or reject a proposal without the legislature.
C) Voters sign a petition to gather support for an issue.  D) A legislature passes a bill that must be approved by voters.
 
Answer & Explanation Answer: D) A legislature passes a bill that must be approved by voters.

Explanation:
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