4000+ Latest Bank Exams Questions and Answers with Explanation

Q:

Bad loans in banking terminology are generally known as

A) NPA's	B) Prime loans
C) BPO's	D) Prime Assets

Answer & Explanation Answer: A) NPA's

Explanation:

Bad loans in banking terminology are generally known as NPA's. A Non - performing Asset (NPA) is defined as a credit facility in respect of which the interest and installment of principal have remained 'past due' for a specified period of time.

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Filed Under: Bank Interview
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1 8642

Q:

A spreadsheet contains

A) Rows	B) Columns
C) Both A & B	D) Tables

Answer & Explanation Answer: C) Both A & B

Explanation:

A_spreadsheet_contains1553603758.png image

A spreadsheet contains both rows and columns.

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Filed Under: Computer
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5 8641

Q:

Which sentence describes a legislative referendum?

A) Voters approve a measure that is nonbinding and can be ignored.	B) Voters approve or reject a proposal without the legislature.
C) Voters sign a petition to gather support for an issue.	D) A legislature passes a bill that must be approved by voters.

Answer & Explanation Answer: D) A legislature passes a bill that must be approved by voters.

Explanation:

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Filed Under: Indian Politics
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3 8634

Q:

The product of two successive numbers is 9506.Which is the smaller of the two numbers?

A) 96	B) 97
C) 98	D) 99

Answer & Explanation Answer: B) 97

Explanation:

$\sqrt{9506}$ = 97.50 So 97 and 98 are the two numbers.

so 97 is the answer

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Filed Under: Verbal Reasoning - Mental Ability
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3 8634

Q:

A boat while travelling upstream covers a distance of 29 km at the speed of 6 km/h, whereas while travelling downstream it covers the same distance at a speed of 12 km/h. What is the speed of the boat in still water?

A) 6 kmph	B) 8 kmph
C) 9 kmph	D) 11 kmph

Answer & Explanation Answer: C) 9 kmph

Explanation:

Speed of boat in still water = 1/2 (12 + 6) = 9 kmph.

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Filed Under: Boats and Streams
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10 8629

Q:

Statement : Let there be a signboard also indicating the directions and instructions.

Assumptions :
a) Signboard can be prepared without using any language.
b) Signboard is the only effective tool to indicate directions.

A) Both a and b are not sufficient	B) Only a is sufficient
C) Only b is sufficient	D) Both a and b are sufficient

Answer & Explanation Answer: A) Both a and b are not sufficient

Explanation:

The statement doesn't give any clue to the use of language. Hence a is not implicit.
b is also not implicit because in the sentence 'only' indicates false meaning.

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Filed Under: Statement and Assumptions
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3 8619

Q:

Sumanth walks 200 feet straight from his house, which is facing north and then he walks 100 feet in reverse direction.Further he takes a left turn and walks 300 yards.In Which direction is Sumanth now from his original position?

A) South-East	B) North-East
C) South-West	D) North-West

Answer & Explanation Answer: B) North-East

Explanation:

Starting From his house, Sumanth walks 200 feet straight towards North; we can write it as $N_{200}$ . Similarly, the other distances and directions can be considered and written as follows : (Notice that he covers 300 yards towards East; one yard = 3 feet and hence 300 yards = 900 feet)

$N_{200} S_{100} E_{900}$ Adding all south and all North distances and finding the net result, and also adding all East and all West distances and finding the net result, this can further be summarized as : $N_{100} E_{900}$

Thus, the direction from his original position is North-East.

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Filed Under: Direction Sense Test
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36 8615

Q:

The following questions are based on the information given below:

An advertising agency finds that, of its 170 clients, 115 read Indian Express, 110 read The Hindu and 130 read Times of India. Also 85 read Indian Express and Times of India, 75 read Indian Express and The Hindu, 95 read The Hindu and Times of India and 70 read all the three.

How many read only Indian Express?

A) 15	B) 25
C) 5	D) 10

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