Bank Exams Questions

Q:

Which of the following is true of VoIP?

A) It uses the public switched telephone network. B) Skype is an example of VoIP software.
C) It uses a slow speed dial-up connection. D) All of the above
 
Answer & Explanation Answer: B) Skype is an example of VoIP software.

Explanation:

VOIP is an acronym for Voice Over Internet Protocol, or in more common terms phone service over the Internet.

 

Voice over Internet Protocol is a category of hardware and software that enables people to use the Internet as the transmission medium for telephone calls by sending voice data in packets using IP rather than by traditional circuit transmissions of the PSTN.

 

Here in the given options, Skype is the only voice service that enables us to talk over internet.

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Q:

Ecology deals with the study of

A) Environment B) Birds
C) Organisms and their Environment D) Living beings
 
Answer & Explanation Answer: C) Organisms and their Environment

Explanation:

ecology_deals_with_the_study_of1553078201.png image

Ecology is the branch of science which deals with the study of Ecosystem (relation between the Organisms and their Environment.)

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Filed Under: General Science
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Q:

Who invented Bifocal Lens?

A) John Adams B) Benjamin Franklin
C) James Madison D) Thomas Jefferson
 
Answer & Explanation Answer: B) Benjamin Franklin

Explanation:

Benjamin Franklin has long been credited with the invention of bifocal lenses and he was the first to wear bifocal lenses. He did not produce them himself but instead had some optician in London or France make them for him to overcome Presbyopia, a condition that Franklin suffered. He was tired switching between lenses for far and near sightedness. And that resulted in inventing Bifocal Lenses.

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Filed Under: Inventions
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Q:

Find by how much percentage the average of first 10 odd numbers (starting from 1) is greater than the last term ?

A) 991/16 % B) 900/19 %
C) 874/13 % D) 719/17 %
 
Answer & Explanation Answer: B) 900/19 %

Explanation:

First ten odd numbers form an arithmetic progression of the form
1,3,5,7,9......
here a = first term = 1
d = common difference = 2
Average of first n numbers = (2a + (n - 1)d)/2
n th term of the AP = a + (n - 1)d
Substituting a = 1, d = 2 and n = 10 in the above formulas
average of first 10 numbers = 10
10 th term of the AP = 19
Therefore average of first 10 terms is 19 - 10 = 9 greater than
the last term. Hence the average is greater than the sum by
9/19 X 100 = 900/19 %

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Filed Under: Arithmetical Reasoning
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Q:

Two boxes contain 4 and 16 balls respectively. Two balls in the first box and four in the second, are black. If a box is chosen randomly and two balls are drawn at random from it, what is the
probability that at least one ball is black if the ball is not replaced?

A) 11/20 B) 43/120
C) 77/120 D) 9/20
 
Answer & Explanation Answer: C) 77/120

Explanation:

At least one black can be chosen in two ways from each box:
Now, probability of choosing at least one black ball from first box 

= 1/2 × [ (2C1× 2C1)/4C2 + 2C2/ 4C2 ]= 5/12

Probability of choosing at least one black ball from 2nd box
= 1/2 × [(4C1×12C1)/16C2 + 4C2/ 16C2] = 9/40

Final probability

= 5/12 + 9/40 = (50 + 27)/120 = 77/120

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Q:

Mr. Rajan invested Rs 1,00,000 in US Stock Markets when the GBPINR rate was 75. After one year his investment appreciated by 20% in GBP terms. He sold of his investments and repatriated the money to India at the then existing rate of 80. what was real returns in INR?

A) loss of 24% B) gain of 28%
C) loss of 28% D) gain of 20%
 
Answer & Explanation Answer: B) gain of 28%

Explanation:

Money invested by Rajan before 1 year was = Rs. 100000

Money in UK pounds @ 75 is = 100000/75 = 1333.33 Pounds

 

Now, after 1 year invested amount was appreciated by 20%

=> 20% of 1333.33 = 266.66

 

Total investment becomes = 1333.33 + 266.66 = 1600 Pounds

This 1600 Pounds @ Indian currency at 80 = 1600 x 80 = Rs. 1,28,000

 

Hence, Rajan's investment of Rs. 1,00,000 becomes Rs. 1,28,000 in 1 year

 

Therefore, his profit % = [(128000 - 100000)/100000] x 100 = 28%.

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Filed Under: Profit and Loss
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Q:

Which small finance Bank is included in the second schedule of the Reserve Bank of India Act, 1934 ?

A) Janalakshmi B) Utkarsh
C) Suryoday D) None
 
Answer & Explanation Answer: C) Suryoday

Explanation:
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Filed Under: Bank Interview
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Q:

In a certain code language, “book is tough” is written as “fu la mi”, “tough can easy” is written as “fu muk po” and “easy not book” is written as “ti po la”. What is the code for “tough” in that code language?

A) mi B) po
C) la D) fu
 
Answer & Explanation Answer: D) fu

Explanation:
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Filed Under: Coding and Decoding
Exam Prep: Bank Exams

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