Bank Exams Questions

Q:

If the rate of inflation for the next 20 years is 2.5% per year, what annual income will be needed 20 years from now to have the same purchasing power as a $30,000 annual income today?

A) 39158 B) 49158
C) 59158 D) 69158
 
Answer & Explanation Answer: B) 49158

Explanation:

i=j/m

FV = PV(1+  i)^n

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Q:

Prime Minister Narendra Modi flagged off the third Mahamana Express running between_______ .

A) Delhi and Lucknow B) Vadodara and Varanasi
C) Patna and Delhi D) Vadodara and Delhi
 
Answer & Explanation Answer: B) Vadodara and Varanasi

Explanation:
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Filed Under: General Awareness
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Q:

Which formula represents a nonpolar molecule?

A) H2O B) CF4
C) HCl D) H2S
 
Answer & Explanation Answer: B) CF4

Explanation:

You have to consider three things.

1. First, are the bonds polar?

Look at differences in electronegativity and if  it is >0.5, bonds are polar.

 

2. Second, does the molecule have unshared electron pairs?

If so, they generally lead to a polar molecule.

 

3. Third, is the molecule symmetric?

If so, then although the bonds may be polar, the symmetry cancels out the individual bond polarity and the molecule is non polar.

CF4 follows all the rules above and has a symmetric distribution of charge, making it nonpolar. The others all have asymmetric charge distributions.

 

Hence, CF4 represents a Non-polar molecule.

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Filed Under: Chemistry
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Q:

In a plane 8 points are colliner  out of 12 points, then the number of triangles we get with those 12 points is 

A) 20 B) 160
C) 164 D) 220
 
Answer & Explanation Answer: C) 164

Explanation:

For a triangle, we need 3 non-collinear points. So with 12 points (when all the 12 are such that any three non-collinear is12C3. But among them 8 points are collinear.

 

If all these 8 points are different we get 8C3 triangles as they are collinear.

 

In 12C3 triangles, we do not get 8C3 triangles

 

Therefore, The number of triangles we get = 12C3-8C3 = 164

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Filed Under: Permutations and Combinations
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Q:

Consider the argument and decide which of the given assumptions is/are implicit.

 

Argument :

 

Akbar said to his queen, "Birbal is the wisest man in my kingdom."

 

Assumptions :

 

1. Akbar is not as wise as Birbal.

2. Akbar wants Birbal to become the next King.

 

A) Only assumption 2 is implicit B) Neither 1 nor 2 is implicit
C) Both 1 and 2 are implicit D) Only assumption 1 is implicit
 
Answer & Explanation Answer: D) Only assumption 1 is implicit

Explanation:
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Filed Under: Statement and Assumptions
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Q:

Cash Reserve Ratio ( CRR) and Stautory Liquidity Ratio (SLR ) are terms most closely related to which of the following industries/markets :

A) Mutual Fund B) Income Tax
C) Stock Exchange D) Banking
 
Answer & Explanation Answer: D) Banking

Explanation:
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Q:

A card is drawn from a pack of 52 cards. The probability of getting a queen of the club or a king of the heart is?

A) 1/26 B) 1/13
C) 2/13 D) 1/52
 
Answer & Explanation Answer: A) 1/26

Explanation:

Here in this pack of cards, n(S) = 52

Let E = event of getting a queen of the club or a king of the heart

Then, n(E) = 2

P(E) = n(E)/n(S) = 2/52 = 1/26

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Filed Under: Probability
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Q:

Which of the following definitions describes a chemical hazard?

A) Microorganisms, such as bacteria, fungus, mold, or viruses that can cause illness B) These hazards can lead to injuries to the joints or muscles by way of heavy, frequent lifting, repetitive tasks
C) Can be present in dust, fumes, liquids, solids, mists, vapors, or gases of products used at a site or released during a construction job D) The most commonly thought of hazards for construction
 
Answer & Explanation Answer: C) Can be present in dust, fumes, liquids, solids, mists, vapors, or gases of products used at a site or released during a construction job

Explanation:
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Filed Under: Chemistry
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