Bank Exams Questions

Q:

Commercial banks are funded through which of the following?

A) Stock holders B) Government funding
C) Services D) Customer deposits
 
Answer & Explanation Answer: D) Customer deposits

Explanation:

A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.

 

Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.

 

Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

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Filed Under: Bank Interview
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Q:

The external oblique muscle is named due to its

A) Action B) Fiber detection
C) Location D) Attachment points
 
Answer & Explanation Answer: B) Fiber detection

Explanation:
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Filed Under: Biology
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Q:

Which of the following metal is generally used for making filaments of bulb?

A) W B) Ag
C) Fe D) Rh
 
Answer & Explanation Answer: A) W

Explanation:

W is the symbol for chemical element Tungsten or Wolfram.

It is used in making filaments of bulbs.

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Filed Under: Chemistry
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Q:

Guess the Number which satisfies the Logic behind  ?

19598473_1350724051701362_1674607166262979020_n1499318579.jpg image

A) 7 B) 14
C) 10 D) 19
 
Answer & Explanation Answer: C) 10

Explanation:

Adding the corresponding numbers in first and last figures gives the corresponding number in the middle figure.

i.e, 4 + 3 = 7

13 + 2 = 15

2 + 4 = 6

9 + 1 = 10

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Filed Under: Number Puzzles
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Q:

Where was India's first F1 circuit built?

A) Jaipur B) Coimbatore
C) Noida D) Chennai
 
Answer & Explanation Answer: C) Noida

Explanation:

Fi circuit refers to Formula One, is the highest class of open-wheeled auto racing defined by FIA, motorsport's world governing body.

 

The Buddh International Circuit is an Indian motor racing circuit in Greater Noida, Uttar Pradesh was India's first F1 circuit.

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Filed Under: General Awareness
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Q:

Which one of the following is not an instrument of Fiscal policy?

A) Open Market Operations B) Taxation
C) Public borrowing D) Public expenditure
 
Answer & Explanation Answer: A) Open Market Operations

Explanation:
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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

In a certain code language, “PRIME” is written as “VNRIK”. How is “MICRO” written in that code language?

A) LIXRN B) NRILV
C) VPQAN D) NPVQR
 
Answer & Explanation Answer: A) LIXRN

Explanation:
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Filed Under: Coding and Decoding
Exam Prep: Bank Exams

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Q:

What can run but never walks, has a mouth but never talks, has a head but never weeps, has a bed but never sleeps?

What_can_run_but_never_walks1533298429.jpg image

Answer

A river which can run but never walks, has a mouth but never talks, has a head but never weeps, has a bed but never sleeps.

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Subject: Word Puzzles Exam Prep: GATE , CAT , Bank Exams , AIEEE
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