4000+ Latest Bank Exams Questions and Answers with Explanation

Q:

Which of the following statements is incorrect, if resources were unlimited?

A) there would still be scarcity and opportunity costs	B) there would still be scarcity but no opportunity costs
C) there would be no scarcity, but there would be opportunity costs.	D) there would neither be scarcity nor opportunity costs

Answer & Explanation Answer: C) there would be no scarcity, but there would be opportunity costs.

Explanation:

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Filed Under: Indian Economy
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Q:

Financial reports are used by

A) Investors	B) Creditors
C) Market Analysts	D) All of the above

Answer & Explanation Answer: D) All of the above

Explanation:

Financial reports are used for monitoring and controlling the movement of cash into and out of a business. They are used to communicate relevant, reliable and understandable information about the business that can be used by managers, analysts, investors to make decisions.

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

Which one of the following statements is correct in relation to the Indian Air Force?

A) It has bases in many friendly countries.	B) It does not carry out joint exercises with any country.
C) It has a separate Maintenance Command.	D) No officer has ever been elevated to the rank of Marshal of the Indian Air Force.

Answer & Explanation Answer: C) It has a separate Maintenance Command.

Explanation:

Maintenance Command is a command of the Indian Air Force. It was raised as Maintenance Group at Chakeri in Kanpur in 1950. In 1955, it was designated as Maintenance Command.

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Filed Under: General Awareness
Exam Prep: Bank Exams

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Q:

In the following question, out of the four alternatives, select the alternative which best expresses the meaning of the idiom/phrase.
Best of both worlds

A) Two best teams compete with each other.	B) A situation wherein someone has the privilege of enjoying two different opportunities.
C) Gods who rule heaven and earth.	D) A person who is respected even by his enemies.

Answer & Explanation Answer: B) A situation wherein someone has the privilege of enjoying two different opportunities.

Explanation:

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Filed Under: English
Exam Prep: Bank Exams

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Q:

What is the role of "Ombudsman" in a bank?

A) To provide quality and speedy redressal of grievances of customers.	B) To provide suggestions for innovative schemes in the banks.
C) To inspect the internal working of the branches.	D) To monitor the poverty alleviation programmes

Answer & Explanation Answer: A) To provide quality and speedy redressal of grievances of customers.

Explanation:

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Filed Under: General Awareness
Exam Prep: Bank Exams

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Q:

In the following question, a sentence has been given in Direct/Indirect speech. Out of the four alternatives suggested, select the one which best expresses the same sentence in Indirect/Direct speech.

He said, "I will go to Mumbai someday next month."

A) He said that he would go to Mumbai someday the following month.	B) He says that he would go to Mumbai someday the following month.
C) He said that he will go to Mumbai someday the following month.	D) He says that he will go to Mumbai someday the following month.

Answer & Explanation Answer: A) He said that he would go to Mumbai someday the following month.

Explanation:

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Filed Under: English
Exam Prep: Bank Exams

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Q:

Phytohormones are

A) substances controlling diseases	B) regulators synthesized by plants influencing physiological processes
C) substances used for photosynthesis	D) chemicals used for peeling

Answer & Explanation Answer: C) substances used for photosynthesis

Explanation:

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Filed Under: Biology
Exam Prep: Bank Exams

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Q:

C and D start cycling from their fitness club. C rides 1 km West, then turns to his left and rides 5 km. In the meanwhile D rides 3 km South, then turns West and rides 7 km, then turns to his left and rides 2 km. Where is C with respect to D?

A) 8 km East	B) 6 km West
C) 6 km East	D) 8 km West

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