Q:

The banks avail long-term loans from Reserve Bank of India (RBI) by putting no collateral securities. This loan is availed under which of the following lending rates?

A) Bank rate	B) Repo rate
C) Reserve repo rate	D) Marginal Standing Facily

Answer & Explanation Answer: A) Bank rate

Explanation:

The bank rateis the rate of interest at which banks takelong term loansfrom Reserve Bank of India (RBI) by putting no collateral security. It is the rate at which RBI rediscounts the bills of exchange and government securities held by the commercial banks. For controlling the credit, inflation and money supply, RBI increases the bank rate.

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Q:

As per World Health Organization, a pilot program testing the first ever malaria vaccine will begin in ________ in the year 2018.

A) India	B) Italy
C) United Kingdom	D) Africa

Answer & Explanation Answer: D) Africa

Explanation:

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Filed Under: General Awareness
Exam Prep: Bank Exams

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Q:

Which of the following provision needs a special majority in Parliament?

A) Change in Fundamental Rights	B) Creation of New States
C) Abolition of Legislative Councils in State	D) Rules and Procedures in Parliament

Answer & Explanation Answer: A) Change in Fundamental Rights

Explanation:

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Filed Under: Indian Politics
Exam Prep: Bank Exams

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Q:

Which Constitutional Amendment Act added Part IX-A ‘The Municipalities’ to Indian Constitution?

A) 74th Constitutional Amendment Act	B) 42nd Constitutional Amendment Act
C) 39th Constitutional Amendment Act	D) 10th Constitutional Amendment Act

Answer & Explanation Answer: A) 74th Constitutional Amendment Act

Explanation:

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Exam Prep: Bank Exams

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Q:

What is the full form of the Indian Political Party, "AITC"?

A) All India Trinamool Congress	B) All India Telugu Congress
C) All India Telugu Communist	D) All India Trinamool Communist

Answer & Explanation Answer: A) All India Trinamool Congress

Explanation:

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Q:

Which of the following states in India has the highest area under mangroves?

A) Gujarat	B) Andhra Pradesh
C) Maharashtra	D) West Bengal

Answer & Explanation Answer: D) West Bengal

Explanation:

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Filed Under: Indian Geography
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Q:

In which state is the valley of Flowers National park situated?

A) Uttarakhand	B) Himachal Pradesh
C) Jammu and Kashmir	D) Assam

Answer & Explanation Answer: A) Uttarakhand

Explanation:

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Exam Prep: Bank Exams

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Q:

Which of the following glands is a source of the enzyme Ptyalin?

A) Pancreas	B) Thyroid Gland
C) Pituitary Gland	D) Salivary Glands

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