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Q:

Which of the following bank will allow its customers to make card-less cash withdrawals at over 100000 ATMs across India? 

A)  Bank of Baroda  B) ICICI Bank 
C) AU Small Finance Bank  D)  State Bank of India 
 
Answer & Explanation Answer:

Explanation:

Airtel Payment Bank, India's first payments bank, has announced that its customers can now make cardless cash withdrawals at over 100,000 ATMs. 

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Q:

The Reserve Bank of India made a strong case for setting up a ___________________ in India to address the twin balance sheet problem of the banking sector and the corporate sector.  

A) Public Credit Registration  B) Public Credit Registry 
C)  Public Credit Review  D) Public Credit Reminder 
 
Answer & Explanation Answer: B) Public Credit Registry 

Explanation:

The Reserve Bank of India made a strong case for setting up a public credit registry in India to address the twin balance sheet problem of the banking sector and the corporate sector. Public credit registry coverage reports the number of individuals and firms listed in a public credit registry with current information on repayment history, unpaid debts, or credit outstanding. The number is expressed as a percentage of the adult population.

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Q:

In 2007, which monument was declared a winner of the New 7 Wonders of the World?

A) Taj Mahal B) Hawa Mahal
C) Agra Fort D) Lotus Temple
 
Answer & Explanation Answer: A) Taj Mahal

Explanation:
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Q:

While watching 3D movies at the theater, we have to wear special glasses because?

A) The glasses allow our left and right eyes to see different images B) 3-D movies use special colors which cannot be sensed by the human eye
C) 3-D movies are brighter than ordinary movies and can hurt our eyes if seen directly D) The glasses allow both the eyes to see similar images
 
Answer & Explanation Answer: A) The glasses allow our left and right eyes to see different images

Explanation:
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Q:

Which of the following is not provided in the constitution ?

A) Election Commission B) Finance Commission
C) Public Service Commission D) Planning Commission
 
Answer & Explanation Answer: D) Planning Commission

Explanation:
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Q:

Who appoints Chief Election Commissioner of India?

A) The President of India B) Prime Minister of India
C) Chief Justice of India D) Home Minister of India
 
Answer & Explanation Answer: A) The President of India

Explanation:
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Q:

In nuclear reactor, cadmium rods are used as which of the following?

A) Fuel B) Moderator  
C) Controller   D) Lubricant
 
Answer & Explanation Answer: C) Controller  

Explanation:
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Q:

When an account is declared as Inoperative & Dormant Accounts?

A) Only after 2 years from the date of the lasttransaction B) Only after 3 years from the date of the lasttransaction
C) Only after 1 years from the date of the lasttransaction D) Only after 10 years from the date of thelast transaction
 
Answer & Explanation Answer: A) Only after 2 years from the date of the lasttransaction

Explanation:

Schedule bank’s account can be treated as inoperative account only after 2 years from the date of the last credit entry of interest on Fixed Deposit account as per RBI guidelines.

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