ANBC refers to Adjusted Net Bank Credit, is Net Bank Credit added to investments made by banks in non-SLR bonds (in held-to-maturity) or it is the credit equivalent of off-balance - sheet exposures, whichever is higher.
Net Bank Credit = Outstanding bank credits in India (-) Bills rediscounted with RBI/approved financial institutions.
Designers have to either combine marketing intelligence and artistic vision themselves, or be able to delegate business duties to hired specialists, agents, etc. while they focus on the art.