Questions

Q:

In Indian Parliamentary System, Gram Panchayat is elected for how many years?

A) Two years B) Three years
C) Four years D) Five years
 
Answer & Explanation Answer: D) Five years

Explanation:
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Filed Under: Indian Politics

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Q:

Which Indian Bank co-launched a Contactless debit card along with Japan's JCB International?

A) Punjab National Bank B) State Bank of India
C) HDFC Bank D) Axis Bank
 
Answer & Explanation Answer: B) State Bank of India

Explanation:
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Filed Under: General Awareness
Exam Prep: Bank Exams

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Q:

A passage with three blanks, followed by five options, each containing one word, is given. Choose the word that can fill all the three blanks.
In finance, a __________ is an instrument of indebtedness of the issuer to the holders. The ___________ is a debt security, under which the issuer owes the holders a debt and is obliged to pay them interest (the coupon) or to repay the principal at a later date, termed the maturity date. Interest is usually payable at fixed intervals (semi- annual, annual, sometimes monthly). Very often it is negotiable, that is, the ownership of the instrument can be transferred in the secondary market. This means that once the transfer agents at the bank medallion stamp the same, it is highly liquid on the secondary market. Thus, a __________ is a form of loan or IOU.

A) Brand B) Stock
C) Bond D) Barter
 
Answer & Explanation Answer: C) Bond

Explanation:

‘Brand’ refers to a particular identity or image regarded as an asset. ‘Stock’ refers to the capital raised by a company or corporation through the issue and subscription of shares. ‘Bond’ is an interest-bearing security issued by governments, companies and some other organisations. ‘Barter’ refers to exchange (goods or services) for other goods or services without using money. ‘Bankruptcy’ means the state of being bankrupt. The given blanks can either use ‘bond’ or ‘stock’ as both are similar in meaning. Bonds and stocks are both securities, but the major difference between the two is that (capital) stockholders have an equity stake in a company (that is, they are owners), whereas bondholders have a creditor stake in the company (that is, they are lenders). Being a creditor, bondholders have priority over stockholders. Thus, ‘bond’ is the best fit word for the given blanks as it is clearly stated that it is a form of loan. This makes option 3 the correct answer.

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Filed Under: English
Exam Prep: TOEFL , GRE , CAT

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Q:

Mount Abu is a hill station located in _____ ranges.

A) Vindhya B) Satpuda
C) Aravalli D) Sahyadri
 
Answer & Explanation Answer: C) Aravalli

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Filed Under: Indian Geography
Exam Prep: Bank Exams

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Q:

In rainforest habitats are classified by?

A) in the canopy B) tree type
C) vertically D) by water level
 
Answer & Explanation Answer: C) vertically

Explanation:

Rainforests are very dense, warm and wet forests. The reason it is called a "rain" forest is because of the high amount of rainfall it gets per year.

 

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Filed Under: Indian Geography
Exam Prep: Bank Exams

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Q:

Goods which are consumed together are called?

A) Inferior goods B) Normal goods
C) Complementary goods D) Substitute goods
 
Answer & Explanation Answer: C) Complementary goods

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Filed Under: Indian Economy
Exam Prep: Bank Exams

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Q:

In the following question, some part of the sentence may have errors. Find out which part of the sentence has an error and select the appropriate option. If a sentence is free from error, select 'No Error'.

The viability of the multinational corporate system (1)/ depends upon the degree in which (2)/ people will tolerate the unevenness it creates. (3)/ No error (4)

A) 1 B) 2
C) 3 D) 4
 
Answer & Explanation Answer: B) 2

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Filed Under: English
Exam Prep: Bank Exams

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Q:

Read the following passage carefully and choose the most appropriate answer to the question out of the four alternatives.

 


When I think of my family's history on the land. I experience a pang of regret. Unlike much of the arid West, where the land has gone virtually unchanged for centuries, my place of origin, western Kansas, has been torn up by agriculture. The flat plains, excellent soil, and sparse but just adequate rainfall permitted farming; therefore farming prevailed, and a good 90% of the original sod prairie is gone. The consequence, in human terms, is that our relationship to our place has always felt primarily mercantile. We used the land and denied, or held at bay, its effect on us. Yet from my earliest childhood, when the most of the Kansas prairie was still intact, I 've known that the land also had a romantic quality. I've felt moved by the expanse of it , enthralled by size. I take pride in my identity as a plains daughter.

 

The argument in the paragraph is based primarily on :

A) facts of history and statistical studies. B)  facts derived from the author's personal observations.
C) feelings the author has picked up from personal experience. D) feeling passed down to the authors by ancestors.
 
Answer & Explanation Answer: C) feelings the author has picked up from personal experience.

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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