Analyst Questions


Q:

Most modern Banking Systems are based on

A) commodity money B) 100 percent reserves
C) fractional reserves D) money of intrinsic value
 
Answer & Explanation Answer: C) fractional reserves

Explanation:

Most modern banking systems are based on Fractional reserves.

 

Fractional-reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Reserves are held as currency in the bank, or as balances in the bank's accounts at the central bank.

1. In a fractional reserve banking system banks can create money through the lending process.

2. A fractional reserve banking system is susceptible to bank panics.

3. Bank panics are a risk of fractional reserve banking, but are unlikely when banks are highly regulated and lend prudently.

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Filed Under: Bank Interview
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Q:

Name another word for friend?

A) playfellow B) enemy
C) rival D) foe
 
Answer & Explanation Answer: A) playfellow

Explanation:

Friend is a person with whom one has a bond of mutual affection, typically one exclusive of sexual or family relations.

 

Other names for friend are mate, bosom friend, classmate, buddy, ally,...

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Filed Under: English
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11 3474
Q:

Which planet has the lowest density?

A) Earth B) Jupiter
C) Saturn D) Neptune
 
Answer & Explanation Answer: C) Saturn

Explanation:

Saturn, the solar system's second largest planet that takes the prize for least dense. It's less dense than water, which has led many people to postulate that it would float.

However, even if it somehow found its way to a body of water large and deep enough to contain it, Saturn would break apart and its rocky core would sink.

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Filed Under: Physics
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Q:

A woman suffered 20% loss on first investment and made 10% profit at second investment and 12 ½% profit on the third investment. If the invested amount be in the ratio of 4 : 5 : 3, find her profit percentage?

A) 0.625% B) 1.205%
C) 0.987% D) 0%
 
Answer & Explanation Answer: A) 0.625%

Explanation:

From the given data,

let the amounts invested be 4p, 5p and 3p

Net profit = Total profit - Total loss

= 10x5p/100 + 25x3p/200 - 20x4p/100

= 0.875p - 0.8p

= 0.075p

Therefore, profit% = (Net profit/Total investment) x 100

= 0.075 x 100/12 

= 0.0625%

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Filed Under: Percentage
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Q:

Whose trademark is the operating system unix?

A) Ashton Tate B) Microsoft
C) INTEL D) BELL Laboratories
 
Answer & Explanation Answer: D) BELL Laboratories

Explanation:

BELL Laboratories trademark is the operating system unix.

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Filed Under: Computer
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Q:

Find the average of first 50 natural numbers?

A) 25 B) 25.5
C) 26 D) 26.5
 
Answer & Explanation Answer: B) 25.5

Explanation:

We Know that sum of the n natural numbers =n(n+1)2

  

Then sum of 50 natural numbers= 50(51)2= 1250

  

Average of the 50 natural numbers = 125050 = 25.5

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Q:

Which of the following was not a feature of Indus Valley Civilization?

A) Use of Iron B) Town Planning
C) Drainage system D) Use of Bronze
 
Answer & Explanation Answer: A) Use of Iron

Explanation:

Town planning, Drainage system and Use of Bronze are the features of Indus Valley Civilization. Use of Iron was not the feature of this.

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Filed Under: Indian History
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Q:

Which of the following is true about blood plasma?

A) The main protein component is hemoglobin. B) It is a faint yellow fluid.
C) It is the same as serum but without the clotting proteins. D) It is about 90% water.
 
Answer & Explanation Answer: D) It is about 90% water.

Explanation:

The first option is incorrect because it is devoid of blood cell, also red blood cells so doesn’t contains haemoglobin.

The second option is incorrect because plasma is colorless.

The third option is also incorrect because plasma contains the clotting factors.

 

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Filed Under: Biology
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