Analyst Questions

A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.

Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.

Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

Genetic drift or allelic drift is the change in the relative frequency in which a gene variant (allele) occurs in a population due to random sampling and chance.

When is genetic drift a major factor in evolution is

* When there is low gene flow.

* When there is no selective pressure.

* When there is a bottleneck.

2n+2n22x2n - 2n = 2n1 + 122n(2-1) = 32

An operating system has three main functions:

(1) manage the computer's resources, such as the central processing unit, memory, disk drives, and printers,

(2) establish a user interface, and

(3) execute and provide services for applications software.

Glycolysis is the chemical process that converts glucose C₆H₁₂O₆, into Pyruvate, CH₃COCOO− + H⁺.

• It represents the first stage in the chemical oxidation of glucose by a cell.

• The free energy released in this process is used to form the high-energy molecules ATP and NADH.

A Proprietorship is a group that has exclusive business rights and titles. A proprietorship is a business with a single owner and not registered as a corporation, partnership or limited liability company.