Analyst Questions

Inflation risk, also called purchasing power risk, is the chance that the cash flows from an investment won't be worth as much in the future because of changes in purchasing power due to inflation.

HOW IT WORKS (EXAMPLE):

For example, $1,000,000 in bonds with a 10% coupon might generate enough interest payments for a retiree to live on, but with an annual 3% inflation rate, every $1,000 produced by the portfolio will only be worth $970 next year and about $940 the year after that. The rising inflation means that the interest payments have less and less purchasing power. And the principal, when it is repaid after several years, will buy substantially less than it did when the investor first purchased the bonds.

Answer 1) d
Rashmi is the daughter of Amit who is son of Veena.
Therefore, Veena is Grand mother of Rashmi.

Answer 2) b
Vandana's sister is Vishal's brother's wife.
Therfore, Vishal is Vandana's Brother-in-law.

Answer 3) c
Yashwanth is son of Avinash who is the son of Rohit Agarwal.
Therefore, surname of Yashwanth is Agarwal.

Comprehensive income is the sum of net income and other items that must bypass the income statement because they have not been realized, including items like an unrealized holding gain or loss from available for sale securities and foreign currency translation gains or losses.

The rate of change of velocity is called as Acceleration.

Enid Mary Blyton was the English children's writer published 59 new books in 1955.

Bilater monopoly occurs in a market where a single seller i.e, a only one monopoly and a single buyer i.e, one monopsony exists.

In 2019, the Budgetary allocation to the Pradhan Mantri Gram Sadak Yojana was Rs 19,000 Crores.

Polarity :: 

The polarity of a molecule defines its other physical properties such as melting point, boiling point, surface tension, vapor pressure etc... Simply, polarity occurs when the electron distribution in a molecule is asymmetric. This results in a net dipole moment in the molecule. One end of the molecule is charged negative while the other gets a positive charge.

The polarization of a molecule greatly depends on the shape of the molecule. A diatomic molecule like HF mentioned above has no issue of shape. The net dipole moment is only due to the uneven distribution of electrons between the two atoms. However, when there are more than two atoms involved in making a bond, there are many complexities.

The water molecule is of bent shape. Therefore, when the two pair of electrons shared by oxygen with two hydrogen atoms is pulled towards oxygen, the net dipole moment results in the direction of the oxygen atom. There is no other force to cancel out the resultant dipole moment. Hence, the water molecule is highly polar.

Ammonia molecule is of a pyramid shape and the electronegative N atom pulls the electrons towards itself. The three N-H bonds are not in the same plane; hence the dipole moments created do not get canceled out. This makes ammonia a polar molecule.

However, the dipole moments sometimes get canceled due to the shape of the molecules, making the molecule non-polar. Carbon dioxide is such a molecule.