Bank Clerk Questions


Q:

Commercial banks are funded through which of the following?

A) Stock holders B) Government funding
C) Services D) Customer deposits
 
Answer & Explanation Answer: D) Customer deposits

Explanation:

A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.

 

Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.

 

Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

0 3310
Q:

Prokaryotic cells lack

A) Membrane bound by organelles B) Nucleolus
C) Nuclear membrane D) All the above
 
Answer & Explanation Answer: D) All the above

Explanation:

Prokaryotic cells lack a nucleus and do not have an extensive system of interior membranes. They are encased in a cell wall and many contain external structures such as a capsule, flagellum, or pili. Prokaryotes – have a relatively uniform interior that is not subdivided by internal membranes.

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Filed Under: Biology
Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk

6 3310
Q:

____________has became the second city in the country, and the first in south India, to have a full-fledged Metro rail.

A) Bangalore B) Chennai
C) Kerala D) Hyderabad
 
Answer & Explanation Answer: A) Bangalore

Explanation:

Bengaluru has became the second city in the country, and the first in south India, to have a full-fledged Metro rail in operation following the opening of a final 12-km section of the 42-km first phase of the Metro project. The first phase, comprising an 18-km east-west line and a 24-km north-south line, built at a cost of Rs 13,845 crore, was dedicated to the nation by President Pranab Mukherjee at an event in Bengaluru.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Bank Clerk

4 3310
Q:

The value of

 is:

Answer

2n+2n22x2n - 2n = 2n1 + 122n(2-1) = 32

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Subject: Numbers Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

20 3310
Q:

For which Novel Prominent Konkani writer Mahabaleshwar Sail will be awarded the Saraswati Samman for the year 2016 ?

A) Hawthan B) Mandra
C) Chitt-Chete D) None of the above
 
Answer & Explanation Answer: A) Hawthan

Explanation:
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Filed Under: Books and Authors
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

6 3309
Q:

Which law relates to the ideal gas law?

A) P1T1 = P2T2 B) P1/V1 = P2/V2
C) P1V1 = P2V2 D) T1/V1 = T2/V2
 
Answer & Explanation Answer: C) P1V1 = P2V2

Explanation:

Ideal Gas Law ::

The Combined gas law or General Gas Equation is obtained by combining Boyle's Law, Charles' Law, and Gay-Lussac's Law. It shows the relationship between the pressure, volume, and temperature for a fixed mass (quantity) of gas:

P1V1T1 = P2V2T2

 

Hence, the Boyle's law P1V1 = P2T2, relates to ideal gas equation.

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Filed Under: Physics
Exam Prep: AIEEE , Bank Exams , CAT , GATE
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5 3308
Q:

If  x×y = x + y + xy, the value of 6x24 is:

A) 41 B) 42
C) 43 D) 44
 
Answer & Explanation Answer: B) 42

Explanation:

Given x × y = x + y + xyHere x = 6 , y = 24Then, x × y = 6 + 24 + 6x246 x 24 = 30 + 144= 30 + 12= 42.

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Filed Under: Square Roots and Cube Roots
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Job Role: Analyst , Bank Clerk , Bank PO

7 3308
Q:

Which is the best description of civil liberties?

A) privileges B) rights guaranteed by law
C) natural rights D) democratic goals
 
Answer & Explanation Answer: B) rights guaranteed by law

Explanation:

Rights guaranteed by law, is the best description of Civil liberties.

 

Which_is_the_best_description_of_civil_liberties1557485778.png image 

 

Civil liberties are also called as personal freedoms. They are personal guarantees and freedoms that the government cannot abridge, either by law or by judicial interpretation, without due process.

 

 

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Filed Under: Indian Politics
Exam Prep: CAT , Bank Exams , AIEEE
Job Role: Bank PO , Bank Clerk , Analyst

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