Bank Clerk Questions


Q:

The most electronegative element among the following is

A) Oxygen B) Chlorine
C) Nitrogen D) Sodium
 
Answer & Explanation Answer: A) Oxygen

Explanation:

Electronegativity measures an element's ability to form chemical bonds. Helium is the most electronegative element followed by Fluorine.

 

Here in the given options, Oxygen is the most electronegative element. Fluorine is followed by Oxygen, Chlorine and Nitrogen is the most electronegative elements list.

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Filed Under: Chemistry
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Q:

Nuclear Fission is caused by the impact of

A) Electron B) Neutron
C) Proton D) Deutron
 
Answer & Explanation Answer: B) Neutron

Explanation:

In nuclear physics, nuclear fission is either a nuclear reaction or a radioactive decay process in which the nucleus of an atom splits into smaller parts (lighter nuclei). The fission process often produces free neutrons and releases a very large amount of energy.

 

Thus, The Nuclear Fission is caused by the impact of Neutrons.

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Q:

Which one of the following is the Highest Award in India ?

A) Bharat Ratna B) Padma Bushan
C) Khel Ratna D) None of these
 
Answer & Explanation Answer: A) Bharat Ratna

Explanation:
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Filed Under: Honours and Awards
Exam Prep: Bank Exams
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Q:

A paper written by hand

A) Thesis B) Handicraft
C) Manuscript D) Handiwork
 
Answer & Explanation Answer: C) Manuscript

Explanation:

A paper written by hand are called as Manuscripts.

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Filed Under: English
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Q:

India’s first contactless business credit card has been launched by __________in association with Jet Airways, India premier international airline.

A) Axis Bank B) ICICI Bank
C) HDFC Bank D) YES Bank
 
Answer & Explanation Answer: B) ICICI Bank

Explanation:

India’s first contactless business credit card has been launched by ICICI bank in association with Jet Airways, India premier international airline, for Small and Mid-sized Enterprises (SMEs) and their employees. The card has been christened as the ‘Jet Airways ICICI Bank Business Advantage Card’, which helps customers to save on their business expenses. The card is powered by the ‘VISA payWave’ contactless technology that enables the cardholder to make payments by simply tapping the card at contactless enabled terminals in more than 48 countries, including India. The card can also be used by dipping or swiping at non-contactless merchants.

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Filed Under: General Awareness
Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

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Q:

Two bus tickets from city K to L and three tickets from city K to M cost Rs. 77,  but three tickets from city K to L and two tickets from city K to M cost Rs. 73. What are the fares for cities L and M from K ?

A) Rs. 13 and Rs. 17 B) Rs. 17 and Rs. 19
C) Rs. 23 and Rs. 17 D) Rs. 13 and Rs. 19
 
Answer & Explanation Answer: A) Rs. 13 and Rs. 17

Explanation:

If fares for cities L and M from K are x and y respectively, then

2x + 3y = 77 or 6x + 9y = 231...(1)
3x + 2y = 73 or 6x + 4y = 146...(2)

subtracting 2 from 1, we get

5y = 85

y = Rs. 17 => x = Rs. 13

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Q:

Expand CAR, in Banking Terminology?

A) Current Applicable Ratio B) Capital Adequacy Ratio
C) Capital Available Request D) Compiled Acquired Ratio
 
Answer & Explanation Answer: B) Capital Adequacy Ratio

Explanation:

Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk.

 

1. The capital adequacy ratio (CAR) is a measure of a bank's capital.

2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.

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Q:

The carbon tetrachloride molecule (CCl4) is

A) a nonpolar molecule with polar bonds B) a nonpolar molecule with nonpolar bonds
C) a polar molecule with polar bonds D) a polar molecule with nonploar bonds
 
Answer & Explanation Answer: A) a nonpolar molecule with polar bonds

Explanation:

The four bonds of carbon tetrachloride (CCl4) are polar, but the molecule is nonpolar because the bond polarity is cancelled by the symmetric tetrahedral shape. Hence, making the net dipole as zero and molecule as non-polar.

 

When other atoms substitute for some of the Cl atoms, the symmetry is broken and the molecule becomes polar.

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Filed Under: Chemistry
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