Bank Clerk Questions


Q:

How long is your TABC certification valid?

A) 1 year B) 2 years
C) 4 years D) 6 months
 
Answer & Explanation Answer: B) 2 years

Explanation:

TABC stands for Texas Alcoholic Beverage Commission. The Texas Alcoholic Beverage Commission regulates the sales, taxation, production, trade, and advertising of alcoholic beverages in Texas. Alcohol Seller/server Training regulated by this regulatory body is also called TABC Certification. It makes the rules the rest of us have to follow, and if you want to get a job serving alcohol in Texas, getting TABC certified is your first step.

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Filed Under: Indian Economy
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What temperature is considered freezing?

Answer

We have all been taught that water freezes at 32 degrees Fahrenheit, 0 degrees Celsius, 273.15 Kelvin. That's not always the case, though. Scientists have found liquid water as cold as -40 degrees F in clouds and even cooled water down to -42 degrees F in the lab.

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Subject: Chemistry Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Which equation represents a neutralization reaction?

A) 2Al(OH)3(s) ---> Al2O3(s) + 3H2O(l) B) H2SO4(aq) + 2NaOH(aq) ---> Na2SO4(aq) + 2H2O(l)
C) 2H2(g) + O2(g) ---> 2H2O(l) D) H2CO3(aq) ---> CO2(g) + H2O(l)
 
Answer & Explanation Answer: B) H2SO4(aq) + 2NaOH(aq) ---> Na2SO4(aq) + 2H2O(l)

Explanation:

Here in the option B) H2SO4 - Sulfuric acid is reacting with sodium hydroxide (NaOH), a base to produce a salt (Sodium Sulfate), and water (H2O). This is characteristic of of acid-base neutralization reactions.

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Filed Under: Chemistry
Exam Prep: AIEEE , Bank Exams , CAT , GATE
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Q:

What does the APR on a credit card determine?

A) fee paid by bank for deposits B) fee paid for borrowing money
C) Both A & B D) None of the above
 
Answer & Explanation Answer: B) fee paid for borrowing money

Explanation:

A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate. This is called the annual percentage rate (APR). On most cards, you can avoid paying interest on purchases if you pay your balance in full each month by the due date.

APR1531898775.jpg image

Your APR is expressed in terms of a year, but credit card companies use it to calculate charges over your monthly statement period.

apr_(1)1531898786.jpg image

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Filed Under: Indian Economy
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What is an example of an inflation risk?

Answer

Inflation risk, also called purchasing power risk, is the chance that the cash flows from an investment won't be worth as much in the future because of changes in purchasing power due to inflation.


 


HOW IT WORKS (EXAMPLE):



For example, $1,000,000 in bonds with a 10% coupon might generate enough interest payments for a retiree to live on, but with an annual 3% inflation rate, every $1,000 produced by the portfolio will only be worth $970 next year and about $940 the year after that. The rising inflation means that the interest payments have less and less purchasing power. And the principal, when it is repaid after several years, will buy substantially less than it did when the investor first purchased the bonds.

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Subject: Bank Interview Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Gamma rays are emanations that have

A) charge but no mass B) neither mass nor charge
C) both mass and charge D) mass but no charge
 
Answer & Explanation Answer: B) neither mass nor charge

Explanation:

A gamma ray or gamma radiation, is a penetrating electromagnetic radiation arising from the radioactive decay of atomic nuclei. It consists of the shortest wavelength electromagnetic waves and so imparts the highest photon energy.

Gamma rays are emanations that have neither mass nor charge.

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Filed Under: Physics
Exam Prep: AIEEE , Bank Exams , CAT
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Q:

Glass is made from the mixture of

A) Sand and silicates B) Salt and Sand
C) Salt and silicates D) None of the above
 
Answer & Explanation Answer: A) Sand and silicates

Explanation:
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Filed Under: Physics
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Q:

Which one of the following is a plant hormone?

A) Cytokinin B) Oestrogen
C) Thyroxin D) Insulin
 
Answer & Explanation Answer: A) Cytokinin

Explanation:

Cytokinins is a Plant hormone which helps in cell division and leads to Growth & formation of shoots, roots & bud.

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Filed Under: Biology
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