Bank Clerk Questions


Q:

Rain drops acquire spherical shape due to 

A) viscosity B) surface tension
C) friction D) elasticity
 
Answer & Explanation Answer: B) surface tension

Explanation:

The Surface tension pulls the surface of the drop equally at all points thus produces the spherical shape having the minimum surface area. This surface tension is the "skin" of a body of water that makes the molecules stick together.

                                 Rain_drops_acquire_spherical_shape_due_to1558074071.png image 

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Filed Under: Physics
Exam Prep: AIEEE , Bank Exams , CAT , GATE
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123 21185
Q:

A number is increased by 20% and then decreased by 20%, the final value of the number is ?

A) increase by 2% B) decrease by 3%
C) decrease by 4% D) increase by 5%
 
Answer & Explanation Answer: C) decrease by 4%

Explanation:

Here, x = 20 and y = - 20
Therefore, the net % change in value
=x + y + xy100 %
20 + -20 + 20 × -20100%  or  - 4%

Since the sign is negative, there is a decrease in value by 4%.

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Filed Under: Percentage
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34 21140
Q:

Explain what is BRS?

Answer

BRS - Bank Reconciliation Statement


 


A bank reconciliation statement is a statement prepared by organizations to reconcile the balance of cash at bank in a company's own records with the bank statement on a particular date.


 


The differences may arise because of the following reasons:


 


     - Cheques deposited into bank but not yet collected by bank


 


     - Cheques issued by the organization but not yet presented for payment


 


     - Cheques directly deposited by customers into the bank


 


     - Bank charges debited by bank


 


     - Interest credited or some receipts directly collected by bank based on org. request.


 


     - Some payments directly made by bank based on the organizations request.


 


So, the statement shows the reasons as what are the reasons for difference in balance.

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Subject: Accounts Receivable Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

25 21087
Q:

Ajay and Vijay have some marbles with them. Ajay told Vijay "if you give me 'x' marbles, both of us will have equal number of marbles". Vijay then told Ajay "if you give me twice as many marbles, I will have 30 more marbles than you would". Find 'x'  ?

A) 4 B) 10
C) 8 D) 5
 
Answer & Explanation Answer: D) 5

Explanation:

If Vijay gives 'x' marbles to Ajay then Vijay and Ajay would have V - x and A + x marbles.
V - x = A + x --- (1)
If Ajay gives 2x marbles to Vijay then Ajay and Vijay would have A - 2x and V + 2x marbles.
V + 2x - (A - 2x) = 30 => V - A + 4x = 30 --- (2)
From (1) we have V - A = 2x
Substituting V - A = 2x in (2)
6x = 30 => x = 5.

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Filed Under: Arithmetical Reasoning
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29 20944
Q:

M and N have children A and B.
F is spouse of B.
D is child of F.
P is son in law of N.
K is kid of P.

Who is male chiled of M and N ?

A) B B) A
C) None D) Can't be determined
 
Answer & Explanation Answer: A) B

Explanation:

Spouse means a person's partner in marriage, it can be male or female.
But given F is spouse of B
And P is Son in law of N
Relation between F and B
Relation between P and A only
and p is male So, A must be female
=> B is male child.

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Filed Under: Logic
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14 20884
Q:

Bruise is to Fall as Bump is to

A) Lump B) Knock
C) Limp D) Wound
 
Answer & Explanation Answer: B) Knock

Explanation:

After falling it bruises, similarly after knocking it bumps.

 

Hence, Bruise : Fall :: Bump : Knock.

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Filed Under: Analogy
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19 20859
Q:

A cistern has a leak which would empty the cistern in 20 minutes. A tap is turned on which admits 4 liters a minute into the cistern, and it is emptied in 24 minutes. How many liters does the cistern hold ?

A) 360 lit B) 480 lit
C) 320 lit D) 420 lit
 
Answer & Explanation Answer: B) 480 lit

Explanation:

1/k - 1/20 = -1/24

k = 120

120 x 4 = 480

Therefore, the capacity of the cistern is 480 liters.

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Filed Under: Pipes and Cistern
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15 20850
Q:

If the selling price of a mat is five times the discount offered and if the percentage of discount is equal to the percentage profit, find the ratio of the discount offered to the cost price.

A) 6:31 B) 11:30
C) 7:30 D) 31:6
 
Answer & Explanation Answer: C) 7:30

Explanation:

Since S.P. = 5 (M.P. - S.P.) => 5 M.P. = 6 S.P.
M.P. = (6/5) S.P.
Since the percentage discount = Percentage profit,
65S.P - S.P65S.P×100 = S.P -C.PC.P×100
Therefore, 1/6 = (S.P/C.P) – 1 => S.P = (7/6) C.P
M.P = 6/5 S.P = 6/5 x 7/6 C.P = 7/5 C.P
Therefore, Ratio of discount to C.P
= (M.P – S.P)/C.P = [{(7/5)C.P - (7/6)C.P} / C.P.]
= 7/30

 

Therefore, the ratio is 7 : 30

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Filed Under: Profit and Loss
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32 20850