Bank Clerk Questions

Fractional reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Fractional reserve banking is a banking system in which only a fraction of bank deposits are backed by actual cash on hand and are available for withdrawal. This is done to expand the economy by freeing up capital that can be loaned out to other parties.

The KargilWar was between India and Pakistan took place between May and July in 1999.

When water is cooled from 4°C to 0°C, its density decreases.

When water cools from 4°C to 0°C, ice crystals begin to form because the water is approaching its freezing point. When water freezes, the water molecules form a lattice that increases the volume. As a result, the density decreases. This is why ice will float on top of water; ice has a lower density than the water.

RBI issued currency notes under Fixed Minimum Reserve System.

Shaktikanta Das, member of the fifteenth finance commission, as the governor of the Reserve Bank of India (RBI), a day after Urjit Patel resigned at the end of a bruising tussle with the government over the regulator’s independence and the regulation of banks.