Bank Clerk Questions


Q:

Bad loans in banking terminology are generally known as

A) NPA's B) Prime loans
C) BPO's D) Prime Assets
 
Answer & Explanation Answer: A) NPA's

Explanation:

Bad loans in banking terminology are generally known as NPA's. A Non - performing Asset (NPA) is defined as a credit facility in respect of which the interest and installment of principal have remained 'past due' for a specified period of time.

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Filed Under: Bank Interview
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Q:

1.12.91 is the first Tuesday. Which is the fourth Thursday of December 91  ?

A) 22.12.91 B) 25.12.91
C) 24.12.91 D) 23.12.91
 
Answer & Explanation Answer: B) 25.12.91

Explanation:

Given that 2.12.91 is the first Tuesday
Hence we can assume that 4.12.91 is the first Thursday

If we add 7 days to 4.12.91, we will get second Thursday
If we add 14 days to 4.12.91, we will get third Thursday
If we add 21 days to 4.12.91, we will get fourth Thursday

=> fourth Thursday = (4.12.91 + 21 days) = 25.12.91.

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Filed Under: Calendar
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32 8664
Q:

Which sentence describes a legislative referendum?

A) Voters approve a measure that is nonbinding and can be ignored. B) Voters approve or reject a proposal without the legislature.
C) Voters sign a petition to gather support for an issue.  D) A legislature passes a bill that must be approved by voters.
 
Answer & Explanation Answer: D) A legislature passes a bill that must be approved by voters.

Explanation:
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Filed Under: Indian Politics
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3 8653
Q:

A boat while travelling upstream covers a distance of 29 km at the speed of 6 km/h, whereas while travelling downstream it covers the same distance at a speed of 12 km/h. What is the speed of the boat in still water?

A) 6 kmph B) 8 kmph
C) 9 kmph D) 11 kmph
 
Answer & Explanation Answer: C) 9 kmph

Explanation:

Speed of boat in still water = 1/2 (12 + 6) = 9 kmph.

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Filed Under: Boats and Streams
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Q:

Sumanth walks 200 feet straight from his house, which is facing north and then he walks 100 feet in reverse direction.Further he takes a left turn and walks 300 yards.In Which direction is Sumanth now from his original position?

A) South-East B) North-East
C) South-West D) North-West
 
Answer & Explanation Answer: B) North-East

Explanation:

Starting From his house, Sumanth walks 200 feet straight towards North; we can write it as N200. Similarly, the other distances and directions can be considered and written as follows : (Notice that he covers 300 yards towards East; one yard = 3 feet and hence 300 yards = 900 feet)

 N200S100E900 Adding all south and all North distances and finding the net result, and also adding all East and all West distances and finding the net result, this can further be summarized as : N100E900

 Thus, the direction from his original position is North-East.

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Filed Under: Direction Sense Test
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36 8632
Q:

Buying and selling goods over the internet is called

A) Digital Marketing B) E - Commerce
C) Net Banking D) Onine Shopping
 
Answer & Explanation Answer: B) E - Commerce

Explanation:

Buying and selling goods over the internet is called E - Commerce.

 

buying_and_selling_goods_over_the_internet_is_called1553690676.png image

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Filed Under: General Awareness
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6 8627
Q:

The term computer is derived from

A) Latin language B) Sanskrit language
C) Greek language D) German language
 
Answer & Explanation Answer: A) Latin language

Explanation:

The term computer is derivrd from the latin keyword 'computare' which means to calculate or to compute.

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Filed Under: Computer
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31 8618
Q:

Which of the following is the most stable carbocation?

Screenshot_(8)1522302473.png image

A) 4 B) 3
C) 2 D) 1
 
Answer & Explanation Answer: C) 2

Explanation:

Here the most stable carbocation is the option (2).

 

Carbocations are always hungry for electrons. The stability of carbocations increases from primary to secondary to tertiary. Here, option (c) shows the most stable carbocation because it can easily withdraw electrons from two other carbon atoms and the more electronegative oxygen atom.

 

Carbocation stability depends on hyperconjugation. The tertiary carbocation is stabilized by electron releasing inductive effect.

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Filed Under: Chemistry
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