Bank Clerk Questions


Q:

Which payment method typically charges the highest interest rates?

A) Credit cards B) Payday loans
C) Cashier's checks D) Pre-paid cards
 
Answer & Explanation Answer: B) Payday loans

Explanation:

Both Credit cards and Payday loans payment methods typically charges the highest interest rates. When compared Payday loans seems to charge a little bit higher interest rates than Credit Cards interest rates.

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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

4 5216
Q:

The primary goal of financial management is to

A) Expand their share of the market B) Maximize the current value per share of the existing stock
C) Examining whether costs are reasonable or unreasonable D) All the above
 
Answer & Explanation Answer: B) Maximize the current value per share of the existing stock

Explanation:

The primary goals of financial management dwell on both short-term and long-term activities that seek to maximize value creation from scarce financial resources. And then the primary goal of financial management is to Maximize the current value per share of the existing stock.

 

All businesses aim to maximize their profits, minimize their expenses and maximize their market share. Here is a look at each of these goals.

 

Financial management is a process that enables a business to plan, direct, organize, monitor and control its current and future financial resources and events. It involves applying the basic principles of management in financial activities such as purchases, sales, capital expansion, inventory valuation, financial reporting, and profit distribution.

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Filed Under: SAP FI
Exam Prep: Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

4 5215
Q:

SQL views can be used to hide?

A) Complicated SQL syntax B) Rows
C) Columns D) All of the above
 
Answer & Explanation Answer: D) All of the above

Explanation:

In SQL, a SQL view is a virtual table based on the result-set of an SQL statement. A view contains rows and columns, just like a real table.

 

SQL views can be used to hide rows and columns and complicated SQL syntax.

 

The fields in a view are fields from one or more real tables in the database.

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Filed Under: SQL
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

3 5213
Q:

Charminar is made up of which rock?

A) Limestone B) Marble
C) Granite D) All of the above
 
Answer & Explanation Answer: D) All of the above

Explanation:

Charminar was built at the center of the Hyderabad city in Telangana state, to commemorate the eradication of Plague by Mohammed Quli Qutb Shah in early 1500's. 

charminar_is_made_up_of_which_rock1542451710.jpg image 

It was built with Granite, imestone and Marble.

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Filed Under: General Science
Exam Prep: CAT , Bank Exams , AIEEE
Job Role: Bank PO , Bank Clerk , Analyst

6 5212
Q:

Out of sixty students, there are 14 who are taking Economics and 29 who are taking Calculus. What is the probability that a randomly chosen student from this group is taking only the Calculus class ?

A) 8/15 B) 7/15
C) 1/15 D) 4/15
 
Answer & Explanation Answer: B) 7/15

Explanation:

Given total students in the class = 60
Students who are taking Economics = 24 and
Students who are taking Calculus = 32
Students who are taking both subjects = 60-(24 + 32) = 60 - 56 = 4
Students who are taking calculus only = 32 - 4 = 28
probability that a randomly chosen student from this group is taking only the Calculus class = 28/60 = 7/15.

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Filed Under: Probability
Exam Prep: AIEEE , Bank Exams , CAT , GATE , GRE
Job Role: Bank Clerk , Bank PO

12 5212
Q:

Karthik could cover a distance of 200 km in 22 days while resting for 2 hrs. per day. In how many days (approx) he will cover a distance of 250 km while resting for 2 hrs. per day and moving with 2/3rd of the previous speed ?

A) 41.25 days B) 37.5 days
C) 39.75 days D) 40 days
 
Answer & Explanation Answer: A) 41.25 days

Explanation:

Given Karthik can cover the distance of 200 kms resting 2 hrs per day in 22 days.

 

Let the initial speed be '1'

 

Hence, Time = 22(24hrs - 2)

 

Noe new speed = 2/3

 

Let the number of days he take be 'D'

 

Therefore, 2224-2x3200=D24-2x2250

 

D = 11 x 3 x 5/4 = 41.25 days. = 41 1/4 days.

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Filed Under: Time and Distance
Exam Prep: GATE , CAT , Bank Exams , AIEEE
Job Role: Bank PO , Bank Clerk

9 5210
Q:

In which year, the first bank of India "Bank of Hindustan" was established ?

A) 1677 B) 1770
C) 1796 D) 1831
 
Answer & Explanation Answer: B) 1770

Explanation:

Among the first banks were the Bank of Hindustan, which was established in 1770 and liquidated in 1829-32.

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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

3 5209
Q:

Value of vehicle at end of each year depreciates at the rate of 3/5th of value at the beginning. If Initial value is 10,000Rs then at the end of three years its value is ? 

A) Rs. 6000 B) Rs. 3600
C) Rs. 2160 D) Rs. 415
 
Answer & Explanation Answer: C) Rs. 2160

Explanation:

End of first year     :  10000 x (3/5) = Rs. 6000
End of second year :  6000 x (3/5) = Rs. 3600
End of third year    :  3600 x (3/5) = Rs. 2160

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Filed Under: Percentage
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Analyst , Bank Clerk , Bank PO

2 5208