Bank Clerk Questions


Q:

As per the data released by RBI, which bank witnessed the most number of frauds during April-December period of 2016 ?

A) HDFC Bank B) Standard Chartered Bank
C) SBI Bank D) ICICI Bank
 
Answer & Explanation Answer: D) ICICI Bank

Explanation:

ICICI Bank topped the list of banks that witnessed the most number of frauds during April-December period of 2016 with state-owned SBI taking the second spot, RBI data said.

Report Error

View Answer Report Error Discuss

Filed Under: General Awareness
Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk

2 3387
Q:

The study of the weather is known as

A) Weatherology B) Siesmology
C) Meteorology D) Pulmology
 
Answer & Explanation Answer: C) Meteorology

Explanation:

Meteorology is the study of weather and Earth's atmosphere. Climatology is another term used to describe the study of weather.

 

Studying the weather is not only useful for determining if you'll need an umbrella for the day. While forecasting is an important aspect of studying weather, understanding weather patterns provides valuable information about the status of the planet.

Report Error

View Answer Report Error Discuss

Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

1 3385
Q:

Most modern Banking Systems are based on

A) commodity money B) 100 percent reserves
C) fractional reserves D) money of intrinsic value
 
Answer & Explanation Answer: C) fractional reserves

Explanation:

Most modern banking systems are based on Fractional reserves.

 

Fractional-reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Reserves are held as currency in the bank, or as balances in the bank's accounts at the central bank.

1. In a fractional reserve banking system banks can create money through the lending process.

2. A fractional reserve banking system is susceptible to bank panics.

3. Bank panics are a risk of fractional reserve banking, but are unlikely when banks are highly regulated and lend prudently.

Report Error

View Answer Report Error Discuss

Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

2 3385
Q:

Two bus tickets from city K to L and three tickets from city K to M cost Rs. 77,  but three tickets from city K to L and two tickets from city K to M cost Rs. 73. What are the fares for cities L and M from K ?

A) Rs. 13 and Rs. 17 B) Rs. 17 and Rs. 19
C) Rs. 23 and Rs. 17 D) Rs. 13 and Rs. 19
 
Answer & Explanation Answer: A) Rs. 13 and Rs. 17

Explanation:

If fares for cities L and M from K are x and y respectively, then

2x + 3y = 77 or 6x + 9y = 231...(1)
3x + 2y = 73 or 6x + 4y = 146...(2)

subtracting 2 from 1, we get

5y = 85

y = Rs. 17 => x = Rs. 13

Report Error

View Answer Report Error Discuss

Filed Under: Numbers
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

2 3385
Q:

What happens during the process of translation?

A) Transfer RNA is made from messenger RNA B) Copies of DNA molecules are made
C) The cell uses information from messenger RNA to produce proteins D) Messenger RNA is made from DNA
 
Answer & Explanation Answer: C) The cell uses information from messenger RNA to produce proteins

Explanation:

Translation is the process by which a protein is synthesized from the information contained in a molecule of messenger RNA (mRNA). During translation, an mRNA sequence is read using the genetic code, which is a set of rules that defines how an mRNA sequence is to be translated into the 20-letter code of amino acids, which are the building blocks of proteins.

 

In short, during the process of translation source language text is conveyed to destination language.

Report Error

View Answer Report Error Discuss

Filed Under: Biology
Exam Prep: AIEEE , Bank Exams , GATE
Job Role: Analyst , Bank Clerk , Bank PO

1 3382
Q:

What is the currency of Singapore?

A) Krone B) Dollar
C) Tenge D) Pound
 
Answer & Explanation Answer: B) Dollar

Explanation:
Report Error

View Answer Report Error Discuss

Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

9 3381
Q:

Manogna's father was 38 years of age when she was born while her mother was 36 years old when her brother, 4 years younger than her, was born. What is the difference between the ages of her parents?

A) 2 years B) 4 years
C) 6 years D) 8 years
 
Answer & Explanation Answer: C) 6 years

Explanation:

From the given data,

Manogna’s age be 0 when she was born.

Her father’s age = 38 years

Her mother’s age when Manogna’s brother who is 4 years younger to her was born = 36 years

=> Manogna’s mother age when Manogna was born = 36 - 4 = 32 years

 

Hence, the difference between the ages of Manogna’s parents = 38 - 32 = 6 years.

Report Error

View Answer Report Error Discuss

3 3377
Q:

Which country have declared 2020 'Unique Year for Space Sector' ?

A) United Arab Emirates B) England
C) USA D) India
 
Answer & Explanation Answer: A) United Arab Emirates

Explanation:
Report Error

View Answer Report Error Discuss

Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

13 3377