Bank Clerk Questions


Q:

Expand CAR, in Banking Terminology?

A) Current Applicable Ratio B) Capital Adequacy Ratio
C) Capital Available Request D) Compiled Acquired Ratio
 
Answer & Explanation Answer: B) Capital Adequacy Ratio

Explanation:

Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk.

 

1. The capital adequacy ratio (CAR) is a measure of a bank's capital.

2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.

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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Fear of crossing road is called as

A) Emetophobia B) Aerophobia
C) Erythrophobia D) Agoraphobia
 
Answer & Explanation Answer: D) Agoraphobia

Explanation:

Fear of places and situations that might cause panic, helplessness or embarrassment is called Agoraphobia. 

Fear of crossing road causes some panic in them and comes under Agoraphobia.

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Filed Under: General Science
Exam Prep: AIEEE , Bank Exams , CAT , GATE
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Q:

Which of the following became widespread during the 1980's?

A) Internet B) Radio
C) Cable television D) All the above
 
Answer & Explanation Answer: C) Cable television

Explanation:

Cable television or cable TV became widespread during the 1980's.

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Filed Under: Indian History
Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

The headquarters of World Anti-Doping Agency are located at _____.

A) Montreal B) Belgium
C) Newyork D) Geneva
 
Answer & Explanation Answer: A) Montreal

Explanation:

The World Anti-Doping Agency (WADA) is a foundation created through a collective initiative led by the International Olympic Committee (IOC). It was set up on 10 November 1999 in Lausanne, Switzerland, as a result of what was called the "Declaration of Lausanne", to promote, coordinate and monitor the fight against drugs in sports. Since 2002, the organization's headquarters have been located in Montreal, Quebec, Canada.

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Filed Under: World Organisations
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Q:

Cache memory is a form of ROM.

A) TRUE B) FALSE
Answer & Explanation Answer: B) FALSE

Explanation:

The given sentence Cache memory is a form of ROM is FALSE. Cache memory, also called CPU memory, is high-speed static random access memory (SRAM) that a computer microprocessor can access more quickly than it can access regular random access memory (RAM).

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Q:

8(6+5) - 10 =?

A) 76 B) 78
C) 80 D) 82
 
Answer & Explanation Answer: B) 78

Explanation:

8(6+5) - 10 = ?

? = 8(11) - 10

? = 88 - 10

? = 78.

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Filed Under: Analytical Reasoning
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Q:

Cup is to coffee as Bowl is to

A) Rice B) Food
C) Spoon D) Dish
 
Answer & Explanation Answer: A) Rice

Explanation:

As coffee can be holded in cup, similarly rice can be holded in a bowl.

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Filed Under: Analogy
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Q:

A definition of formal poetry is verse that

A) is written in blank verse. B) sticks to certain traditional patterns.
C) uses figurative language. D) has no rhyme scheme.
 
Answer & Explanation Answer: B) sticks to certain traditional patterns.

Explanation:
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Filed Under: English
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