Bank Clerk Questions


Q:

Commercial banks are funded through which of the following?

A) Stock holders B) Government funding
C) Services D) Customer deposits
 
Answer & Explanation Answer: D) Customer deposits

Explanation:

A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.

 

Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.

 

Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

For which Novel Prominent Konkani writer Mahabaleshwar Sail will be awarded the Saraswati Samman for the year 2016 ?

A) Hawthan B) Mandra
C) Chitt-Chete D) None of the above
 
Answer & Explanation Answer: A) Hawthan

Explanation:
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Filed Under: Books and Authors
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

6 3318
Q:

What can run but never walks, has a mouth but never talks, has a head but never weeps, has a bed but never sleeps?

What_can_run_but_never_walks1533298429.jpg image

Answer

A river which can run but never walks, has a mouth but never talks, has a head but never weeps, has a bed but never sleeps.

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Subject: Word Puzzles Exam Prep: GATE , CAT , Bank Exams , AIEEE
Job Role: Bank PO , Bank Clerk , Analyst

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Q:

Planets do not twinkle because

A) Far distance B) Total internal reflection
C) Refraction D) Near distance
 
Answer & Explanation Answer: D) Near distance

Explanation:

Stars twinkle because they’re so far away from Earth that when light from the stars passes through the atmosphere, it is bent countless times due to refraction, making it look like as if they were blinking. The sun and other planets doesn’t twinkle because it’s too close to Earth compared to other stars.

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Filed Under: General Science
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Q:

A number when subtracted by 1/7 th of itself gives the same value as the sum of all the angles of a triangle. What is the number?

A) 420 B) 210
C) 70 D) 35
 
Answer & Explanation Answer: B) 210

Explanation:

Let the required number be 'p'

We know, sum of angles in a triangle are 180 deg

According to given data,

p - p/7 = 180

7p - p = 180 x 7

=> 6p = 1260

=> p = 1260/6 = 210

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Filed Under: Problems on Numbers
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Q:

Which is the best description of civil liberties?

A) privileges B) rights guaranteed by law
C) natural rights D) democratic goals
 
Answer & Explanation Answer: B) rights guaranteed by law

Explanation:

Rights guaranteed by law, is the best description of Civil liberties.

 

Which_is_the_best_description_of_civil_liberties1557485778.png image 

 

Civil liberties are also called as personal freedoms. They are personal guarantees and freedoms that the government cannot abridge, either by law or by judicial interpretation, without due process.

 

 

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Filed Under: Indian Politics
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Q:

Which statement is NOT true about polymers?

A) Polymers are large molecules composed of small monomeric units B) Polymes are macromolecules
C) Polymers are complex molecules composed of random sequences of atoms D) All the above
 
Answer & Explanation Answer: C) Polymers are complex molecules composed of random sequences of atoms

Explanation:

Polymers are complex molecules composed of random sequences of atoms is the only statement which is not true regarding polymers.

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Filed Under: Chemistry
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Q:

A pulse can be detected most easily in

A) a vein B) a lacteal
C) an artery D) a capillary
 
Answer & Explanation Answer: C) an artery

Explanation:

A pulse can be detected most easily in Arteries as they are under much greater pressure than veins because they are carrying blood away from the heart which is the pumping machine to force blood to move to all of the body.

 

Every time the hear contracts, it can be felt in an artery where a surge of blood has just been forced.

 

A capillary is too small to feel a pulse and a lacteal is part of the lymphatic system found in the small intestine.

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Filed Under: Biology
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