Bank Clerk Questions


Q:

In a fractional reserve banking system

A) bank accepts deposits B) bank accepts some loans
C) bank has some cash reserves D) All the above
 
Answer & Explanation Answer: D) All the above

Explanation:

Fractional reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Fractional reserve banking is a banking system in which only a fraction of bank deposits are backed by actual cash on hand and are available for withdrawal. This is done to expand the economy by freeing up capital that can be loaned out to other parties.

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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

0 2000
Q:

1/2 - 1/8 =

A) 1/2 B) 3/8
C) 2/3 D) 3/2
 
Answer & Explanation Answer: B) 3/8

Explanation:

Now to find the difference in the given fractions, 1/2 - 1/8

First take the LCM of 2 & 8

LCM of 2 & 8 is 8

Then,

1/2 - 1/8

= (4 - 1)/8

= 3/8

 

Hence, 1/2 - 1/8 = 3/8.

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Filed Under: Mathematical Operations
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

11 1999
Q:

Which country recently unveiled the world's first underground hotel?

A) Japan B) Dubai
C) China D) Malaysia
 
Answer & Explanation Answer: C) China

Explanation:

China recently unveiled the world's first underground hotel.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

1 1999
Q:

Which of the following statements about DNA replication is false?

A) The enzyme that catalyzes DNA replication is DNA polymerase. B) Unwinding of the DNA molecule occurs as hydrogen bonds break.
C) The process is known as semiconservative replication because one old strand is conserved in the new molecule. D) Replication occurs as each base is paired with another exactly like it.
 
Answer & Explanation Answer: D) Replication occurs as each base is paired with another exactly like it.

Explanation:
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Filed Under: Biology
Exam Prep: AIEEE , Bank Exams , GATE
Job Role: Analyst , Bank Clerk , Bank PO

2 1999
Q:

Biological membranes are composed of

A) Phospholipids B) Proteins
C) Carbohydrate groups D) All of the above
 
Answer & Explanation Answer: D) All of the above

Explanation:

Biological membranes are composed of phospholipids, Proteins and Carbohydrate groups attached to lipids and proteins.

 

Biological_membranes_are_composed_of1559036778.jpg image

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Filed Under: Biology
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

1 1998
Q:

The FDA protects the U.S public from

A) drugs smuggled across the border B) paying too much for medicine
C) harmful prescription and OTC medications D) medications that can form addictions
 
Answer & Explanation Answer: A) drugs smuggled across the border

Explanation:

The Food and Drug Administration is responsible for protecting the public health by ensuring the safety, efficacy, and security of human and veterinary drugs, biological products, and medical devices; and by ensuring the safety of our nation's food supply, cosmetics, and products that emit radiation.

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Filed Under: World Organisations
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

0 1998
Q:

The powder keg in the balkans refers to the

A) efforts taken to ease tensions throughout the region B) invasion of the region
C) larger number of munitions factories built in the region D) political instability of the region
 
Answer & Explanation Answer: D) political instability of the region

Explanation:

In the early 20th century, the Balkans were called a "powder keg" because the political situation in the region was very unstable. For a long time, the Ottoman Turks occupied the balkans, and with the rise of nationalism, some balkan states declared independence.

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Filed Under: World History
Exam Prep: AIEEE , Bank Exams
Job Role: Analyst , Bank Clerk

1 1997
Q:

Which city was the venue of 'ParmanuTech 2019'?

A) Kolkata B) Pune
C) New Delhi D) Hyderabad
 
Answer & Explanation Answer: C) New Delhi

Explanation:
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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

1 1997