Bank PO Questions

Most modern banking systems are based on Fractional reserves.

Fractional-reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Reserves are held as currency in the bank, or as balances in the bank's accounts at the central bank.

1. In a fractional reserve banking system banks can create money through the lending process.

2. A fractional reserve banking system is susceptible to bank panics.

3. Bank panics are a risk of fractional reserve banking, but are unlikely when banks are highly regulated and lend prudently.

The one word substitute for Very pleasing to eat is  Palatable. It means of food or drink that is very tasty, appetizing or pleasant to eat or drink.

Competition Commission of India (CCI) was established on 14th October 2003. It headquarters in New Delhi.

DNA is a very long chain polymer made up of thousands of repeating units called nucleotides.

Nucleotide Unit is composed of a phosphate group, a pentose sugar, and a nitrogenous base.

The sides of the DNA ladder are made up of alternating deoxyribose sugar -- phosphate group units.

A nutrient is a substance used by an organism to survive, grow, and reproduce. These are compounds in foods essential to life and health, providing us with energy.

There are two types of nutrients:

1. Organic Nutrients
2. Inorganic Nutrients

Carbohydrates (CHO), Lipids (fats), Proteins and Vitamins come under organic nutrients as they contain carbon. These can add fat to the body.

Minerals and Water come under inorganic nutrients as they lack in carbon. These cannot add fat to the body.

Compounding frequency :

The time periods when interest will be calculated on top of the original loan amount (or) The number of compounding periods in one year.

The greater the compounding frequency, the more often your interest is calculated and added back into your account.