Bank PO Questions


Q:

Countries with autocracy-based governments have

A) regular elections to select representative officials B) a single ruler who may be a monarch or dictator
C) a small group of leaders with similar political views D) shared decisions between citizens and leaders
 
Answer & Explanation Answer: B) a single ruler who may be a monarch or dictator

Explanation:

Countries with autocracy-based governments i.e, Monarchy have a single ruler or a monarch until his death.

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Filed Under: Indian Politics
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2 3529
Q:

Commercial banks are funded through which of the following?

A) Stock holders B) Government funding
C) Services D) Customer deposits
 
Answer & Explanation Answer: D) Customer deposits

Explanation:

A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.

 

Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.

 

Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
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0 3528
Q:

Which term is a type of detail?

A) chronology B) prose
C) style D) statistic
 
Answer & Explanation Answer: A) chronology

Explanation:

In chronology, the sequence of events from the latest to the oldest events or vice versa is laid. In this case, the details of how a particular event or place or thought developed through time is detailed in a chronology. 

 

Hence, the term chronology is a type of detail.

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Filed Under: Alphabet Test
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4 3527
Q:

An animal zygote divides to form

A) an egg B) sperm
C) flagella D) blastula
 
Answer & Explanation Answer: D) blastula

Explanation:

Fertilization is the process in which a single haploid sperm fuses with a single haploid egg fuse to form a zygote.  

An animal zygote under go mitosis and divides to form a hallow ball of cells called blastula.

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Filed Under: Animals and Birds
Exam Prep: AIEEE , Bank Exams
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3 3525
Q:

Separation of judiciary from executive is enjoined by

A) Directive principle B) Judicial decision
C) Seventh schedule D) Preamble
 
Answer & Explanation Answer: A) Directive principle

Explanation:
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Filed Under: Indian Politics
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

7 3525
Q:

GDPR means

A) General Data Protection Regulation B) Generic Data Per Random
C) Generic Data Protection Regulation D) Gross Data Protection Regulation
 
Answer & Explanation Answer: A) General Data Protection Regulation

Explanation:

GDPR stands for the General Data Protection Regulation. The GDPR is a piece of EU legislation passed by the European Parliament in 2016.

 

It aims to make it simpler for people to control how companies use their personal details.

Companies will not be allowed to collect and use personal information without the person's consent.

Data includes things like a person's name, email address and phone number, and also internet browsing habits collected by website cookies.

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Filed Under: General Awareness
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Q:

India's first Justice City to set up in?

A) Amaravathi B) Hyderabad
C) Kolkata D) Bangalore
 
Answer & Explanation Answer: A) Amaravathi

Explanation:

Andhra Pradesh is building a world-class and India's first 'Justice City' within its new capital Amaravati with the vision to provide a state-of-the-art ecosystem built on latest technology for supporting the judicial system in the state.

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Filed Under: Indian Geography
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3 3524
Q:

Which of the following is not true about listening?

A) It involves conscious psychological action. B) Attention and meaning given to sounds turns hearing in to listening.
C) It is a passive, constant process. D) It is an active and selective process.
 
Answer & Explanation Answer: C) It is a passive, constant process.

Explanation:
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Filed Under: English
Exam Prep: AIEEE , Bank Exams , CAT , GATE
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