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Q:

Derrick's dad bought new tires for $900 using a credit card. His card has an interest rate of 19%. If he has no other charges on his card and does not pay off his balance at the end of the month, how much money will he owe after one month?

A) 11.25 B) 13.25
C) 14.25 D) 15.25
 
Answer & Explanation Answer: C) 14.25

Explanation:

I=prt

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Filed Under: Simple Interest
Exam Prep: Bank Exams
Job Role: Bank PO

Q:

Rondell's parents borrow $6,300 from the bank for a new car. The interest rate is 6% per year. How much simple interest will they pay if they take 2 years to repay the loan?

A) 556 B) 665
C) 756 D) 856
 
Answer & Explanation Answer: C) 756

Explanation:

I=prt

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Filed Under: Simple Interest
Exam Prep: Bank Exams
Job Role: Bank PO

Q:

If an unbiased dice is rolled once, the odds in favour of getting a point which is multiple of 3 is:

A) 1/2 B) 2/1
C) 1/3 D) 3/1
 
Answer & Explanation Answer: C) 1/3

Explanation:

Total number =6

Getting a 'multiple of 3' = 2 . So, probability = 2/6 =1/3

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Filed Under: Probability

Q:

Explain the concept of the batched operating systems?

Answer

In batched operating system the users gives their jobs to the operator who sorts the programs according to their requirements and executes them. This is time consuming but makes the CPU busy all the time.

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Subject: Operating Systems

Q:

You put $750 into a certificate of deposit. Your simple annual interest rate is 4%. You receive a check for the interest at the end of each year. How long will it take to earn $150 in interest?

A) 5years B) 6years
C) 7years D) 8years
 
Answer & Explanation Answer: A) 5years

Explanation:

I=prt

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Filed Under: Simple Interest
Exam Prep: Bank Exams
Job Role: Bank PO

Q:

A merchant receives an invoice for a motor boat for $20 000 with terms 4/30, n/100. What is the highest simple interest rate at which he can afford to borrow money in order to take advantage of the discount?

A) 247.67 B) 237.67
C) 227.67 D) 215.67
 
Answer & Explanation Answer: A) 247.67

Explanation:

Suppose the merchant will take advantage of the cash discount of 4% of $20 000 = $800 by paying the bill within 30 days from the date of invoice. He needs to borrow $20 000 = $800 = $19 200. He would borrow this money on day 30 and repay it on day 100 (the day the original invoice is due) resulting in a 70-day loan. The interest he should be willing to pay on borrowed money should not exceed the cash discount $800.

 

r=I/pt=21.73%

 

The highest simple interest rate at which the merchant can afford to borrow money is 21.73%. This is a break-even rate. If he can borrow money, say at a rate of 15%, he should do so. He would borrow $19 200 for 70 days at 15%. Maturity value of the loan is $19 200(1+0.15(70/365))=$19 752.33

 

savings would be $20 000 − $19 752.33 = $247.67

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Filed Under: Simple Interest
Exam Prep: Bank Exams
Job Role: Bank PO

Q:

If a card is drawn at random from a pack of 52 cards,what is the chance of getting a spade or ace?

A) 0.25 B) 5/13
C) 0.20 D) 4/13
 
Answer & Explanation Answer: D) 4/13

Explanation:

Number of spades in a standard deck of cards=13
Number of aces in a standard deck of cards=4
And,one of the aces is a spade.
So, 13 + 4 - 1 = 16 spades or aces to choose from.
Therfore,probabiltiy of getting a spade or an ace=16/52=4/13

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Filed Under: Probability

Q:

What are the four layers that Windows NT have in order to achieve independence?

Answer

1.Hardware abstraction layer


2.Kernel


3.Subsystems


4.System Services.

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Subject: Operating Systems