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Q:

What is the difference between the following declarations?

extern int fun();

int fun();

Answer

There is no difference except for the fact that the first one gives a hint that the function fun() is probably in another source file.

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Subject: Programming

Q:

What would be the output of the following program?

main()

{

extern int i;

i = 20;

printf( "%d", sizeof(i) );

}

Answer

extern int i is a declaration and not a definition, hence Error occured.

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Subject: Programming

Q:

What is ‘Crossed Cheque’ ?

Answer

A crossed cheque indicates the amount should be deposited into the payees account and cannot be cashed by the bank over the counter. Here in the image, number#2, you can see two cross-lines on the left side corner of the cheque that indicates crossed cheque.

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Subject: Bank Interview

Q:

What are the different types of Loans offered by banks?

Answer

The different types of loans offered by banks are:

a) Unsecured Personal Loan

b) Secured Personal Loan

c) Auto Loans

d) Mortgage Loans

e) Small business Loans

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Subject: Bank Interview

Q:

What do you mean by ‘cheque endorsing’?

Answer

‘Endorsing cheque’ ensures that the cheque get deposited into your account only. It minimizes the risk of theft. Normally, in endorsing cheque, the cashier will ask you to sign at the back of the cheque. The signature should match the payee. The image over here shows the endorsed cheque.

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Subject: Bank Interview

Q:

What are the types of accounts in banks?

Answer

a) Checking Account: You can access the account as the saving account but, unlike saving account, you cannot earn interest on this account. The benefit of this account is that there is no limit for withdrawal.

b) Saving Account: You can save your money in such account and also earn interest on it. The number of withdrawal is limited and need to maintain the minimum amount of balance in the account to remain active.

c) Money Market Account: This account gives benefits of both saving and checking accounts. You can withdraw the amount and yet you can earn higher interest on it. This account can be opened with a minimum balance.

d) CD (Certificate of Deposits) Account: In such account you have to deposit your money for the fixed period of time (5-7 years), and you will earn the interest on it. The rate of interest is decided by the bank, and you cannot withdraw the funds until the fixed period expires.

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Subject: Bank Interview