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Q:

What are the different types of Loans offered by banks?

Answer

The different types of loans offered by banks are:


a) Unsecured Personal Loan


b) Secured Personal Loan


c) Auto Loans


d) Mortgage Loans


e) Small business Loans

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Subject: Bank Interview

Q:

What do you mean by ‘cheque endorsing’?

Answer

‘Endorsing cheque’ ensures that the cheque get deposited into your account only. It minimizes the risk of theft. Normally, in endorsing cheque, the cashier will ask you to sign at the back of the cheque. The signature should match the payee. The image over here shows the endorsed cheque.


 

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Subject: Bank Interview

Q:

What do you mean by ‘foreign draft’?

Answer

Foreign draft is an alternative to foreign currency; it is generally used to send money to a foreign country. It can be purchased from the commercial banks, and they will charge according to their banks rules and norms. People opt for ‘foreign draft’ for sending money as this method of sending money is cheaper and safer. It also enables receiver to access the funds quicker than a cheque or cash transfer.

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Subject: Bank Interview

Q:

When is international day for the Elimination of violence against women , recognized by the UN is observed?

A) December 11 B) July 11
C) November 25 D) August 9
 
Answer & Explanation Answer: C) November 25

Explanation:
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Filed Under: Important Days and Years

Q:

When is World Day for Water, recognised by the UN observed?

A) January 21 B) March 22
C) October 27 D) February 24
 
Answer & Explanation Answer: B) March 22

Explanation:
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Filed Under: Important Days and Years

Q:

The worst affected state of India, by the menace of sea erosion is ________

A) Kerala B) Orissa
C) Gujarat D) Andhra Pradesh
 
Answer & Explanation Answer: A) Kerala

Explanation:
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Filed Under: Indian Geography

Q:

An ordinance issued by the President has the same force and effect as an Act of Parliament

A) True B) False
C) True, only during a National Emergency D) True, only during a Financial Emergency
 
Answer & Explanation Answer: A) True

Explanation:

He cannot issue an ordinance , when both the Houses of Parliament are in session. Every ordinance issued by the President should be laid before both Houses of Parliament, within six weeks of re-assembly of Parliament . The president may also withdraw an ordinance at any time he likes.

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Filed Under: Indian Politics

Q:

The Chairman of the Public Accounts Committe of Parliament is appointed by the 

A) Prime Minister B) Speaker of the Lok Sabha
C) President D) Union Finance Minister
 
Answer & Explanation Answer: B) Speaker of the Lok Sabha

Explanation:

Though this is essentially a Committee of the House of the people (Having 15 members from that house), by an agreement between the two houses, 7 members from the other Houses are also associated with this committee, in order to strengthen it.

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Filed Under: Indian Politics