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Q:

The banks avail long-term loans from Reserve Bank of India (RBI) by putting no collateral securities. This loan is availed under which of the following lending rates?

A) Bank rate B) Repo rate
C) Reserve repo rate D) Marginal Standing Facily
 
Answer & Explanation Answer: A) Bank rate

Explanation:

The bank rateis the rate of interest at which banks takelong term loansfrom Reserve Bank of India (RBI) by putting no collateral security. It is the rate at which RBI rediscounts the bills of exchange and government securities held by the commercial banks. For controlling the credit, inflation and money supply, RBI increases the bank rate.

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Filed Under: General Awareness

Q:

When an account is declared as Inoperative & Dormant Accounts?

A) Only after 2 years from the date of the lasttransaction B) Only after 3 years from the date of the lasttransaction
C) Only after 1 years from the date of the lasttransaction D) Only after 10 years from the date of thelast transaction
 
Answer & Explanation Answer: A) Only after 2 years from the date of the lasttransaction

Explanation:

Schedule bank’s account can be treated as inoperative account only after 2 years from the date of the last credit entry of interest on Fixed Deposit account as per RBI guidelines.

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Filed Under: General Awareness

Q:

Under which of the following denomination Kisan Vikas Patra is not available?

A) 5000 B) 500000
C) 10000 D) 1000
 
Answer & Explanation Answer:

Explanation:

Kisan Vikas Patra is a saving certificate scheme which was first launched in 1988 by India Post. KVP certificates are available in the denominations of Rs 1000, Rs 5000, Rs 10000 and Rs 50000. The minimum amount that can be invested is Rs 1000. However, there is no upper limit on the purchase of KVPs

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Filed Under: Indian Politics

Q:

In a cut motion, when the amount of demand is reduced by Rs 100/­ , it is known as

A) Disapproval of policy cut B) Economy cut
C) Vote on Account D) Token cut
 
Answer & Explanation Answer: D) Token cut

Explanation:
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Filed Under: Indian Economy

Q:

Institute for Development & Research in Banking Technology (IDRBT) is loacted in?

A) Hyderabad B) Bengaluru
C) Chennai D) Mumbai
 
Answer & Explanation Answer: A) Hyderabad

Explanation:

The Institute for Development & Research in Banking Technology (IDRBT) is a unique institution exclusively focused on Banking Technology. Established by the Reserve Bank of India (RBI) in 1996, the Institution works at the intersection of Banking and Technology. It is located in Hyderabad, India.

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Filed Under: Indian Geography

Q:

A landscape which is caused due to the fissure in the earth along which one side has moved down with reference to the other is known as

A) Rift Valley B) U Shaped Valley
C) V Shaped Valley D) Hanging Valley
 
Answer & Explanation Answer: A) Rift Valley

Explanation:
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Filed Under: World Geography

Q:

Which of the following authors wrote the novel ‘The Black Hill’ ?

A) Jhumpa Lahiri B) Amitav Ghosh
C) Ramesh Kuntal D) Mamang Dai
 
Answer & Explanation Answer: D) Mamang Dai

Explanation:

Mamang Dai has been awarded the ‘Sahitya Akademi A ward 2017 for her novel ‘The Black Hill’ in English. Ramesh Kuntal has been awarded for his literary criticism ‘Vishw Mithak Sarit Sagar’ in Hindi.

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Filed Under: Books and Authors

Q:

Study the following information and answer the questions.

Point A is 8m to the west of Point B. Point C is 4m to the south of Point B. Point D is 4m to the east of Point C. Point F is 6m to the north of Point D. Point E is 8m to the west of Point F. Point G is 2m to the south of Point E.

If point G is 4m to the north of Point H, then what is the distance between H and D?

A) 11m B) 8m
C) 6m D) 4m
 
Answer & Explanation Answer: B) 8m

Explanation:
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Filed Under: Direction Sense Test