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Q:

Which best describes the difference between stocks and bonds?

A) stocks allow investors to own a portion of the company; bonds are loans to the company B) stocks are more reliable investment;bonds tend to be more volatile
C) stocks allow investors to share in profits;bonds make investors responsible for company debts D) stocks pay interest to investors throughout the year; bonds only pay interest at fixed times during the year

Answer:   B) stocks are more reliable investment;bonds tend to be more volatile



Explanation:
Subject: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Analyst , Bank Clerk , Bank PO
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Answer & Explanation Answer: A) Increase in asset account

Explanation:

A debit can signify an increase in asset, an expense, and the owner's drawings. A debit can also signify a decrease in a liability, revenues and owner's equity.

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State Bank of India recently launched 'SBI Exclusif'. It is a ____ product.

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Headquarters of State Bank of India is in

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Answer & Explanation Answer: C) Mumbai

Explanation:

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Which of the following terms is not used in banking sector?

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Answer & Explanation Answer: D) Actuary

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Actuary is the term which is not used in banking sector.

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Foreign Exchange Rates refer to the

Answer

A foreign exchange rate is the price of the domestic currency stated in terms of another currency.

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Financial statements are prepared from which trial balance?

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Answer & Explanation Answer: B) Adjusted trial balance

Explanation:

Financial statements can be prepared from the Adjusted trial balance. A trial balance is a report containing list of all the general ledger accounts i.e, debits and credits contained in the ledger of a business. The types of trial balance include : Unadjusted trial balance, Adjusted trial balance and the Post- closing trial balance.

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Commercial banks are funded through which of the following?

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Answer & Explanation Answer: A) Customer deposits

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A commercial bank is a financial body which performs the functions of accepting deposits from the general public and giving short term loans for investment with the aim of earning profit.

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