Questions

Q:

Reinsurance is the name given to:

A) An individual taking insurance for the second time B) An insurer placing insurance with another insurer
C) When government by insurance policies for government employees D) All the above
 
Answer & Explanation Answer: B) An insurer placing insurance with another insurer

Explanation:

Reinsurance is insurance that is purchased by an insurance company from one or more insurance companies (the "reinsurer") directly or through a broker as a means of risk management.

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Filed Under: General Awareness
Exam Prep: Bank Exams

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Q:

A person is disqualified for being chosen as, and for being, a Member of either House of the Parliament if the person

1. holds any office of profit under the Government of India or the Government of any State other than an office declared by the Parliament by law not to disqualify its holder

2. is an undischarged insolvent

3. is so disqualified under the Tenth Schedule of the Constitution of India

4. is of unsound mind and stands so declared by a competent Court

Select the correct answer using the code given below.

A) 1, 2 and 4 only B) 1, 2, 3 and 4
C) 3 and 4 only D) 1, 2 and 3 only
 
Answer & Explanation Answer: B) 1, 2, 3 and 4

Explanation:

Disqualification of MP's and MLA's on the ground of holding office of profit is a controversial topic of nation-wide debate. It began with the disqualification of Samajwadi Party MP Jaya Bachchan from Rajya Sabha on March 17, 2006 with retrospective effect from July 14, 2004.There are separate provisions of disqualification for the Members of Parliament and MLAs. Our constitution clearly mentions that the Parliament has the power to make a law in respect to the issue of qualification and disqualification of the membership in case:

(i) He holds any office of profit under the Government of India or of any state, other than an office declared by a law of Parliament not to disqualify its holder.

(ii) He is of unsound mind and stand so declared by a competent court.

(iii) He is an undischarged insolvent.

(iv) He is not a citizen of India or has voluntarily acquired the citizenship of a foreign state, or is under any acknowledgement or allegiance or adherence to a foreign state, and

(v) It is he so disqualified by or under any law of Parliament. It applies to the case of 'defection' as prescribed in tenth schedule.

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Filed Under: Indian Politics
Exam Prep: Bank Exams

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Q:

What is the full form of ITCZ?

A) Inter tropical converter zone B) Inter tropical convergence zone
C) Inter tropical centre zone D) None of these
 
Answer & Explanation Answer: B) Inter tropical convergence zone

Explanation:
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Filed Under: Indian Geography
Exam Prep: Bank Exams

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Q:

In the following question, out of the four alternatives, choose the word which is opposite in meaning to the given word and click the button corresponding to it.

FORLORN

A) JOYFUL B) LUCKY
C) FORTUNATE D) FREE
 
Answer & Explanation Answer: A) JOYFUL

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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Q:

Can you do a job that requires you to stay on the phone all day?

Answer

Before you go for a job at a call center you should know that the focus of the job here is “voice” which needs you to be on phone for quite a long time. So, the interviewer expects a “Yes” as an answer to this question.

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Subject: Call Center

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Q:

Who was the invertor of frozen foods?

A) Alfred Nobel B) Clarence Birdseye
C) Frank Whittle D) Ives McGaffey
 
Answer & Explanation Answer: B) Clarence Birdseye

Explanation:
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Filed Under: Inventions
Exam Prep: Bank Exams

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Q:

ABCD is a cyclic quadrilateral DBA=50° and ADE=33°, then the measurement of BCD is

A) 83° B) 80°
C) 75° D) 60°
 
Answer & Explanation Answer: A) 83°

Explanation:
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Q:

What is the simplified value of (cotA + tan B)/(cot B + tan A)?

A) tanB cotA B) tanA cotB
C) tanA tanB D) cotA cotB
 
Answer & Explanation Answer: A) tanB cotA

Explanation:
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