Bank Exams Questions

Q:

A budget is best described as

A) A master control device B) The most crucial component of a company evaluation process
C) A formal statement of a company's future plans usually expressed in monetary terms D) An informal statement of company future plans usually expressed in monetary terms
 
Answer & Explanation Answer: C) A formal statement of a company's future plans usually expressed in monetary terms

Explanation:

A Budget is a financial plan of expected cash inflows and outflows that a business generates.
It is generally a long-term statement involving ammual updates. It is best described as A formal statement of a company's future plans usually expressed in monetary terms.

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Q:

Poorly tuned engines do not get good gas mileage.

A) TRUE B) FALSE
Answer & Explanation Answer: A) TRUE

Explanation:

The above-given statement is absolutely true. Poorly tuned engines of vehicles will not get good gas mileage.


A poorly running engine may lose power that is needed for normal driving and emergencies, may not start, gets poor fuel economy, pollutes the air, and could stall when you are on the road causing a traffic problem.

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Subject: General Science
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Q:

The First step of Bacterial Replication is

A) Pinching of the plasma membrane B) Separation of daughter cells
C) Attachment of the DNA to the plasma membrane D) DNA Replication
 
Answer & Explanation Answer: D) DNA Replication

Explanation:

The First step of Bacterial Replication is DNA Replication.

DNA must be copied in order to proceed.

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Q:

Who discovered the monomers of nucleic acids?

A) James Watson, Francis Crick, and Rosalind Franklin B) Friedrich Miescher
C) Phoebus Levene D) Gerardus Johannes Mulder and Jöns Jacob Berxelius
 
Answer & Explanation Answer: C) Phoebus Levene

Explanation:

Deoxyribonucleic acid (DNA) is a nucleic acid polymer composed of monomers called nucleotides. Nucleotides are composed of three components: (1) a pentose sugar; (2) a nitrogenous base; and (3) one to three phosphate groups.

Phoebus Levene, a Russian biochemist was the first to discover the nucleotide and the first to correctly identify the way nucleic acid molecules, DNA.

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Q:

Word Challenge

word puzzle

A) cellphone B) microphone
C) Mobilephone D) None of the above
 
Answer & Explanation Answer: C) Mobilephone

Explanation:

Given 8, 9, 1, 11 letters indicates HOME which is residence

7, 2, 9, 5 indicates POOL where we can swim

1, 4, 5, 11 indicates MILE which is unit of distance

10, 9, 3, 6, 5 is NOBEL which is an International Prize

6, 11 are 'e' and 2, 9 are 'o' are same

With all the above hints the word is MOBILEPHONE.

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Q:

Jason decides to borrow money for a holiday. If a personal loan is taken over 4 years with equal quarterly repayments at 12% p.a. flat rate (simple interest), calculate the effective rate of interest.

A) 22,588 B) 32.588
C) 42.588 D) 43.588
 
Answer & Explanation Answer: A) 22,588

Explanation:

Flat rate = 12%
n = 4 × 4
= 16

Effective rate =2n/(n+1) × flat rate

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Q:

Environmental Science is the study of

A) Geography B) Physics
C) Biology D) All of the above
 
Answer & Explanation Answer: D) All of the above

Explanation:

environmental_science_is_the_study_of1549343122.png image

Environmental science is a field that integrates physical, biological and information sciences to the study of the environment, and the solution of environmental problems. This emerged from the fields of natural history and medicine during the Enlightenment.

 

In brief, it is a scientific study of the natural world and how it is influenced by people.

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Q:

Which of the following is not an element of culture?

A) Customs and traditions B) Religion
C) Human Beleifs D) Forms of government
 
Answer & Explanation Answer: C) Human Beleifs

Explanation:

Culture is the social behavior and norms found in human societies. The 7 main elements that make up culture are ::

 

1. Social organization
- the family patterns and social classes of a culture.

 

2. Customs and traditions
- way people act, wear, what they eat, and their laws.

 

3. Language
- communication by word of mouth.

 

4. Religion
- a system of beliefs that answers questions about the meaning of life.

 

5. Art and literature
- ways the people entertain themselves. There stories they tell and how they dance. Its also the music they listen to and there artwork.

 

6. Forms of government
- the people or group(s) that control the people and provide/ enforce the laws.

 

7. Economic systems
- the method used by a society to produce and distribute goods and services.

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