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Q:

IRDAI has directed all third-party insurance companies to include vehicle insurance policies cover to vehicle owners-drivers of all vehicles (two-wheelers, three-wheelers, passenger vehicles and commercial vehicles) for an additional premium of- 

A) Rs 500  B) Rs 750 
C) Rs 10000  D) Rs 1000
 
Answer & Explanation Answer: B) Rs 750 

Explanation:

All vehicle insurance policies will now include personal accident cover worth Rs 15 lakh in case of the death of the owner while driving or riding. This new rule will help the families of accident victims especially two-wheeler riders who are most of the time under-insured. The Insurance Regulatory and Development Authority (IRDAI) in a circular has directed all third-party insurance companies to include this cover to vehicle owners-drivers of all vehicles (two-wheelers, three-wheelers, passenger vehicles and commercial vehicles) for an additional premium of Rs 750 per year (annual insurance policy). This will now be part of the mandatory insurance cover that is a must for all vehicle owners. 

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Q:

According to Central Pollution Control Board (CPCB), particulate size _______ micrometers or less in diameter are responsible for causing the greatest harm to human health.

A) 0.5 B) 2.5
C) 5 D) 10
 
Answer & Explanation Answer: B) 2.5

Explanation:
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Q:

Which country is the largest producer of Wheat?

A) Brazil B) United States
C) France D) China
 
Answer & Explanation Answer: D) China

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Q:

What was 'Kamagata Maru'?

A) An army unit B) A harbour
C) A ship D) An industrial township
 
Answer & Explanation Answer: C) A ship

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Q:

The form of power structure in which power effectively rests with a faction of persons or families is called

A) Tyranny B) Fascism
C) Oligarchy D) Plutocracy
 
Answer & Explanation Answer: C) Oligarchy

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Q:

Who gave the 'General Equilibrium Theory'?

A) J. M. Keynes B) Leon Walras
C) David Ricardo D) Adam Smith
 
Answer & Explanation Answer: B) Leon Walras

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Q:

Who was recently appointed as the first woman president of Nepal?

A) Sita Subedi B) Pampha Bhusal
C) Urmila Rana D) Bidhya Devi Bhandari
 
Answer & Explanation Answer: D) Bidhya Devi Bhandari

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Q:

Who takes the decision regarding the savings and loan activities in a Self Help Group (SHG)?

A) Private Bank B) Reserve Bank of India
C) Members of group D) Non Government Organizations
 
Answer & Explanation Answer: C) Members of group

Explanation:
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