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 Accounting and Finance Questions

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Q:

Which of the following statements about market segmentation is true?

A) It is a process of identifying and profiling distinct groups of buyers who differ in their needs and wants. B) It is a process of creating an image or identity of the product in the minds of the target market.
C) It is a process of evaluating each segment's attractiveness and selecting one or more to enter. D) It involves changing the identity of a product, relative to the identity of competing products, in the collective minds of the target market.
 
Answer & Explanation Answer: A) It is a process of identifying and profiling distinct groups of buyers who differ in their needs and wants.

Explanation:
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Filed Under: Accounts Receivable
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

1 1497
Q:

Standard deviation measures which type of risk?

A) Non diversifiable B) Economic
C) Systematic D) Total
 
Answer & Explanation Answer: D) Total

Explanation:

Standard deviation measures total risk in stocks.

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Filed Under: Accounts Payable
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

1 1496
Q:

A decline in the real interest rate will

A) shift the investment schedule downward B) shift the investment schedule leftward
C) increase the amount of investment spending D) None of the above
 
Answer & Explanation Answer: C) increase the amount of investment spending

Explanation:

The real interest rate is the percentage increase in purchasing power that the lender receives on a loan. A decline in the real interest rate will increase the amount of investment spending.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

0 1486
Q:

Which of the following best describes term life insurance? 

A) The insured pays a premium for a specified number of years. B) The insured is covered during his or her entire lifetime.
C) The insured pays the premium until his or her death. D) The insured can borrow or collect the cash value of the policy.
 
Answer & Explanation Answer: A) The insured pays a premium for a specified number of years.

Explanation:
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Filed Under: Accounts Receivable
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Q:

What are the benefits achieved by payroll giving?

Answer

Payroll Giving enables employees to give to any UK charity straight from their gross salary (before tax is deducted), giving immediate tax relief of up to 40% on their donations

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Subject: Payroll Interview

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Q:

Depreciation is a process of

A) Allocation B) Valuation
C) Both A & B D) Appropriation
 
Answer & Explanation Answer: A) Allocation

Explanation:

Depreciation is a process of cost allocation, not valuation. In accounting, the term depreciation refers to the allocation of cost of a tangible asset to expense to the periods in which the asset is expected to be used to obtain the economic benefit.

 

In brief, Depreciation is fall in the value of assets due to wear and tear over a period of time, it is a loss.

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Filed Under: Accounts Receivable
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Q:

Which investment type typically carries the least risk?

A) Mutual funds B) Treasury bonds
C) Savings account D) Individual stocks
 
Answer & Explanation Answer: C) Savings account

Explanation:

Different types of risk exist in ivesting schemes depending on what you've invested in.

 

Savings accounts are generally regarded as the least risky investments as in this we just save our wealth for future expenses.

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Filed Under: Bank Interview
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Q:

In recording an accounting transaction in a double-entry system

A) there must always be entries made on both sides of the accounting equation. B) the amount of the debits must equal the amount of the credits.
C) there must only be two accounts affected by any transaction. D) the number of debit accounts must equal the number of credit accounts.
 
Answer & Explanation Answer: B) the amount of the debits must equal the amount of the credits.

Explanation:
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Filed Under: Bank Interview
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