Bank Clerk Questions


Q:

Explain the difference between fixed and flexible budgets ?

Answer

1. A fixed budget is established for a specific level of activity whereas flexible budget is prepared for various levels of activity.


2. Fixed budget cannot be changed after the period commences, whereas a flexible budget can be changed after the period commence.


3. Fixed budget is more suitable for fixed expenses whereas flexible budget takes both fixed as well as variable expenses in account.


4. Fixed budget includes only fixed costs, whereas a flexible budget includes fixed costs, variable costs and semi variable costs.


5. Fixed budget is mainly used in planning stage whereas flexible budget is used in controlling stage.

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Subject: Finance Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

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Q:

Rearrange the parts of the sentence in correct order.
 
The whole biosphere, like
 
P : a chemically dynamic state
Q : the individual organisms that
R : live inside it, exists in

A)

RQP

B)

QRP

C)

QPR

D)

PQR

 
Answer & Explanation Answer: B)

QRP



Explanation:
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Filed Under: English
Exam Prep: TOEFL , GRE , CAT , Bank Exams
Job Role: Bank PO , Bank Clerk

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Q:

Which invention allowed computers to be smaller?

A) Integrated Circuits B) RAM
C) Vacuum Tubes D) CPU
 
Answer & Explanation Answer: A) Integrated Circuits

Explanation:

IC's (Integrated Circuits) also called as Chips or Microchips whose invention allowed computers to be smaller and smaller.

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Filed Under: Computer
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Name the two main types of Fermentation?

Answer

Fermentation is the chemical breakdown of a substance by bacteria, yeasts, or other microorganisms, typically involving effervescence and the giving off of heat.


 


The two most common types of fermentation are


(1) alcoholic fermentation (and) 


(2) lactic acid fermentation.


 


(1) Alcoholic fermentation : the type of fermentation in which ethyl alcohol is the main end product .This is very common in yeast (unicellular fungus) and also seen in some bacteria. Yeast cells release enzymes called zymase complex which bring about the fermentation. The reactions are similar to anaerobic respiration.


 


(2) Lactic acid fermentation : The type of fermentation in which lactic acid is the end product.


It is carried out by some bacteria (e.g. lactic acid bacteria), and also by animals (muscle glycolysis in animals, under oxygen deficiency, results in the formation of lactic acid this is whay we experience in muscle cramps, or "Charley horse").

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Subject: Biology Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

In India, some of the Fundamental Rights can be suspended during of

A) Festivals B) Elections
C) Wars D) Floods
 
Answer & Explanation Answer: C) Wars

Explanation:

During any emergency of wars, some of the Fundamental Rights can be suspended that is what mentioned in constitution of India.

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Filed Under: Indian Politics
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Which of the following is a feature of ghrelin?

A) It stimulates appetite and energy storage B) It is released in high amounts from adipocytes during periods of excess energy intake
C) The blood level in the fasting state correlates directly with body weight D) It is a metabolic antagonist of leptin
 
Answer & Explanation Answer: A) It stimulates appetite and energy storage

Explanation:
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Filed Under: Biology
Exam Prep: AIEEE , Bank Exams
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Q:

IP addresses are converted to

A) A binary string B) A domain name
C) Alphanumeric string D) A hexadecimal string
 
Answer & Explanation Answer: B) A domain name

Explanation:

IP addresses are converted to a domain name by DNS - Domain Name System.

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Q:

Which of the following represents a positive economic statement?

A) The government should extend unemployment benefits. B) The unemployment rate is too high.
C) Taxes should not be increased since that will lower spending. D) The unemployment rate is 4.8 percent.
 
Answer & Explanation Answer: D) The unemployment rate is 4.8 percent.

Explanation:
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Filed Under: Indian Economy
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