Q:

What is Cash Reserve Ratio?

A) Deposits of banks in government securities	B) Rate at which banks borrow funds from the RBI
C) Deposits (as cash) which banks have to keep/maintainwith the RBI	D) Rate at which RBI borrows money from the banks

Answer & Explanation Answer: C) Deposits (as cash) which banks have to keep/maintainwith the RBI

Explanation:

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Filed Under: General Awareness
Exam Prep: Bank Exams

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Q:

A person is disqualified for being chosen as, and for being, a Member of either House of the Parliament if the person

1. holds any office of profit under the Government of India or the Government of any State other than an office declared by the Parliament by law not to disqualify its holder

2. is an undischarged insolvent

3. is so disqualified under the Tenth Schedule of the Constitution of India

4. is of unsound mind and stands so declared by a competent Court

Select the correct answer using the code given below.

A) 1, 2 and 4 only	B) 1, 2, 3 and 4
C) 3 and 4 only	D) 1, 2 and 3 only

Answer & Explanation Answer: B) 1, 2, 3 and 4

Explanation:

Disqualification of MP's and MLA's on the ground of holding office of profit is a controversial topic of nation-wide debate. It began with the disqualification of Samajwadi Party MP Jaya Bachchan from Rajya Sabha on March 17, 2006 with retrospective effect from July 14, 2004.There are separate provisions of disqualification for the Members of Parliament and MLAs. Our constitution clearly mentions that the Parliament has the power to make a law in respect to the issue of qualification and disqualification of the membership in case:

(i) He holds any office of profit under the Government of India or of any state, other than an office declared by a law of Parliament not to disqualify its holder.

(ii) He is of unsound mind and stand so declared by a competent court.

(iii) He is an undischarged insolvent.

(iv) He is not a citizen of India or has voluntarily acquired the citizenship of a foreign state, or is under any acknowledgement or allegiance or adherence to a foreign state, and

(v) It is he so disqualified by or under any law of Parliament. It applies to the case of 'defection' as prescribed in tenth schedule.

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Filed Under: Indian Politics
Exam Prep: Bank Exams

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Q:

In the following question, out of the given four alternatives, select the one which is opposite in meaning of the given word.

Florid

A) Busy	B) Plain
C) Flowery	D) Pretentious

Answer & Explanation Answer: B) Plain

Explanation:

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Filed Under: English
Exam Prep: Bank Exams

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Q:

In the following question, out of the four alternatives, select the alternative which will improve the bracketed part of the sentence. In case no improvement is needed, select "no improvement".

If all of us (had been) philosophical thinkers, we would not have been deceived by scheming politicians all these years.

A) has been	B) have been
C) had being	D) no improvement

Answer & Explanation Answer: D) no improvement

Explanation:

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Filed Under: English
Exam Prep: Bank Exams

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Q:

In the following question, out of the four alternatives, select the alternative which best expresses the meaning of the idiom/phrase.

an arm and a leg

A) a large, possibly exorbitant, amount of money	B) a highly motivated person can succeed even with few resources
C) one loves a person so much that one is willing to sacrifice his most precious things for them	D) all children are equal for a mother. She can't sacrifice anyone.

Answer & Explanation Answer: A) a large, possibly exorbitant, amount of money

Explanation:

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Filed Under: English
Exam Prep: Bank Exams

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Q:

In the following question, out of the four alternatives, select the alternative which is the best substitute of the phrase.

to have as belonging to one; own.

A) to dominate	B) to possess
C) to abandon	D) to hog

Answer & Explanation Answer: B) to possess

Explanation:

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Filed Under: English
Exam Prep: Bank Exams

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Q:

Who among the following won India's first ever gold medal in the International Youth Olympic Games (2018) held in Argentina?

A) Neeraj Chopra	B) Praveen Chitravel
C) Jeremy Lalrinnunga	D) Suraj Panwar

Answer & Explanation Answer: C) Jeremy Lalrinnunga

Explanation:

Having won three silver medals, India won its first-ever gold in the history of Youth Olympics when weightlifter Jeremy Lalrinnunga claimed the top honours in the men's 62 kg category in Buenos Aires.

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Filed Under: Sports
Exam Prep: Bank Exams

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Q:

Which of the following phrases (i), (ii), and (iii) given below each sentence should replace the phrase printed in bold letters to make the sentence grammatically correct? Choose the best option among the five given alternatives that reflect the correct use of phrase in the context of the grammatically correct sentence. If the sentence is correct as it is, mark (E) i.e., "No correction required" as the answer.
The co-production agreement has already resulted in several film ventures being signed, and this would hopefully open up the market for more Indian films and television programs.
i. and this hopefully open up the market
ii. and this hopefully opened up the market
iii. and this is hopefully opening up the market

A) A. Only i	B) B. Only ii
C) C. Only iii	D) D. i and ii

Answer & Explanation Answer:

Explanation:

Ans. E.
i. is incorrect because of the incorrect use of open”.
ii. is incorrect because of the incorrect use of “opened” hopefully represents future while opened represents past. This makes the sentence structurally incorrect.
C is correct because of the correct use of “would open” and delivers correct meaning to the sentence. 'would' is used to refer to the possibility in the future which is supported by the use of the word 'hopefully'.
iii. is incorrect because of the incorrect use of “is opening”.

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Filed Under: English
Exam Prep: CAT , GRE , TOEFL

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