Exams


Q:

On what basis currency value depends?

A) inflation B) employment
C) imports and exports D) All of the above
 
Answer & Explanation Answer: D) All of the above

Explanation:

In economy, the currency value depends on imports and exports, inflation, employment, interest rates, growth rate, trade deficit, performance of equity markets, foreign exchange reserves, macroeconomic policies, foreign investment inflows, banking capital, commodity prices.

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Filed Under: Bank Interview
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Q:

Choose the option that best captures the essence of the text.
Issue of money, in the form of banknotes and current accounts subject to cheque or payment at the customer's order. These claims on banks can act as money because they are negotiable and/or repayable on demand, and hence valued at par and effectively transferable by mere delivery in the case of banknotes, or by drawing a cheque that the payee may bank or cash. Banks act as both collection and paying agents for customers, participating in interbank clearing and settlement systems to collect, present, be presented with, and pay payment instruments. This enables banks to economize on reserves held for settlement of payments, since inward and outward payments offset each other. It also enables ____________.

A) The offsetting of payment flows between geographical areas, increasing the cost of settlement between them. B) The offsetting of payment flows between geographical areas, reducing the cost of settlement between them.
C) The offsetting of payment flows only in urban areas, reducing the cost of settlement between them. D) The offsetting of payment flows only in rural areas, increasing the cost of settlement between them.
 
Answer & Explanation Answer: B) The offsetting of payment flows between geographical areas, reducing the cost of settlement between them.

Explanation:

The passage is based on economic development of the bank. It says that the economic growth of the bank in terms of the money is based on the cost of settlement. If this cost is reduced amongst the countries then the flow of payment will be maintained or vice versa. It is nowhere mentioned in the passage about rural or urban areas so we will take a general context. Hence option B is the correct option.

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Filed Under: English
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Q:

A sentence/a part of the sentence is underlined. Four alternatives are given to the underlined part which will improve the sentence. Choose the correctalternative and click the button corresponding to it. In case no improvement is needed, click the button corresponding to "No improvement".

None knows how it was happened

A) was happen B) has happened
C) happened D) No improvement
 
Answer & Explanation Answer: C) happened

Explanation:
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Filed Under: English
Exam Prep: Bank Exams

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Q:

Statement: A large number of students who have passed their XII Std. terminal examination in the country could not get admission to colleges as the number of seats available are grossly inadequate.
Courses of action:
a. The evaluation system of XII Std. terminal examination should be made more tough so that fewer students pass the examination.
b. The Government should encourage the private sector to open new colleges by providing them land at cheaper rate.
c. The rich people should be asked to send their wards to foreign countries for higher studies enabling the needy students to get admission in colleges within the country.

A) only a and b follows B) Only c follows
C) Only b follows D) All a, b & c follows
 
Answer & Explanation Answer: C) Only b follows

Explanation:

Clearly, reducing the number of aspirants for admission to colleges or sending the students of well-to-do families to foreign countries for higher studies, is no proper solution. So, both I and III do not follow. The right solution is to increase the number of colleges so as t accommodate the increasing number of admission-seekers. So, only II follows.

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Q:

Who appointed as the new Chief Election Commissioner of India?

A) Sunil Arora B) Rajat Kumar
C) Sandeep Misra D) None of the above
 
Answer & Explanation Answer: A) Sunil Arora

Explanation:

Sunil Arora, appointed as the new Chief Election Commissioner of India.

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Filed Under: General Awareness
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Q:

What separates Europe from Asia?

A) Caspian mountains B) Ural mountains
C) Himalayan mountains D) Carpathian mountains
 
Answer & Explanation Answer: B) Ural mountains

Explanation:

what_separates_europe_from_asia1555495995.jpg image

Europe from Asia are separated by Ural mountains.

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Filed Under: World Geography
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Q:

Early examples of art photography often imitated

A) the brush strokes of Renaissance painters B) Leonardo da Vinci's painting of The Last Supper
C) the narrative form of painting D) the Dada photographic collages of Hannah Hoch
 
Answer & Explanation Answer: C) the narrative form of painting

Explanation:

The Story telling or The narrative form of paintings were the early examples of art photography which were often imitated.

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Filed Under: Indian History
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Q:

Which of the following is true of enzymes?

A) Enzymes lowers the activation energy for the chemical reaction B) Enzymes speed up the rate of a chemical reaction
C) Both A & B D) Neither A nor B
 
Answer & Explanation Answer: C) Both A & B

Explanation:

Enzymes are macromolecular biological catalysts. Enzymes accelerate chemical reactions. The molecules upon which enzymes may act are called substrates and the enzyme converts the substrates into different molecules known as products.

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Filed Under: Biology
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